Capital One

siane777

£222.41 including interest so not alot compared to other claims

katiekittykat

I was claiming £256 including interest and i got offered £80.

siane777

I'm definately going to file a MCOL after my next letter as it seems I will then be offered the whole amount plus court costs. Are you going to accept the £80 or take em to court?

katiekittykat

I am going to except - i can't really afford the court cost's so £80 is better than nothing.

johnnynonails

Ashelee wrote: »

Hi jill

i havent got my cheque yet either.. let me know how youget on if you call them.. Im going to dig out the number to call later today.

Ash

hi ash i phoned cap 1 2 day and basically , the guy on the phone said it would be here by the 8th of august, i said well i had recieved a letter stating it would be 14 days, but them 14 days dont enclude the weekends so really they saying 3 weeks b4 u get ur cheque so will just have to wait and see jill

Ashelee

johnnynonails wrote: »

hi ash i phoned cap 1 2 day and basically , the guy on the phone said it would be here by the 8th of august, i said well i had recieved a letter stating it would be 14 days, but them 14 days dont enclude the weekends so really they saying 3 weeks b4 u get ur cheque so will just have to wait and see jill

Thanks Jill! Saves me from finding the letter to call them.. bit of a con though :cool: never mind.. it should be waiting for me when i get back from holiday!

Dave_Richardson

Hi Ash & Jill,

I've been reading through the forum & it seems that you are both slightly in front of me with your of your claims. Could you advise me please ?

I began proceeding s through MCOL about 1 week ago,visited MCOL a few minutes ago & it seems that Cap 1 acknowlged my claim yesterday, in brief what can I expect to happen next. :beer:

Ta Dave R

johnnynonails

Dave_Richardson wrote: »

Hi Ash & Jill,

I've been reading through the forum & it seems that you are both slightly in front of me with your of your claims. Could you advise me please ?

I began proceeding s through MCOL about 1 week ago,visited MCOL a few minutes ago & it seems that Cap 1 acknowlged my claim yesterday, in brief what can I expect to happen next. :beer:

Ta Dave R

hi dave mine got acknowged on the 12th of july got a letter on 20th second class post cos it was dated the 18th saying i will get a refund in the next 14 days for the full amount of £1.130 including me court cost , now if u still have a account wiv them they will pay that of and send u the rest of ur money hope that helps jill

Ashelee

Dave_Richardson wrote: »

Hi Ash & Jill,

I've been reading through the forum & it seems that you are both slightly in front of me with your of your claims. Could you advise me please ?

I began proceeding s through MCOL about 1 week ago,visited MCOL a few minutes ago & it seems that Cap 1 acknowlged my claim yesterday, in brief what can I expect to happen next. :beer:

Ta Dave R

Hi Dave

My MCOL was acknowledged on the 06/07 and I received my letter the same day as Jill 20/07... they immediately paid off what i had owing in the card and advised me that Id have a cheque for the rest (just over £1300) within 14 days.. so now im just like Jill waiting for it to arrive...

If they do come back with an offer (not sure whats happening now due to this 'test case' thing) keep your MCOL open until the cheque has cleared! :j

Good luck!

Ash

Dave_Richardson

Ash, Jill,

Thank you for both of your replies, which cheered me up no end, I borrowed money on a consilidation loan & have paid off my 2 accounts with Cap one & Barclaycard, so there is nothing outstanding. The claim I wrote of was for £891 inc costs, so hopefully any cheque will come directly to me, I had to delay MCOL action on my second Cap One acc & Barclaycard until pay day (yesterday).

I hope that your claims are promptly settled & will watch your postings

Dave :beer: