Capital One

johnnynonails

hi all i got a letter dated the 18th of july saying they will be paying all my money back,it says i will get a cheque within 14days time well to me 14 days is up on the 1st, its getting close but i still aint got no cheque , should i give them a quick fone call and see wot do u guys think cheers jill

smashedbooboo

Hi everyone, just read in another thread that we can still claim from credit card charges. Is this right or do they all come under the same banner as the banks awaiting a test case. Already had an offer from cap1 for less than a third of amount, turned it down. They have now sold debt on AGAIN to another DCa. The last one sent it back to cap1. Getting P****d off with them now.

smashedbooboo

Hi again, got my answer. Read through some earlier threads and feel much better now. So will carry on with claim. Good luck everyone else. x

Angry_Gazza

Bit fo help needed please....

I am reclaiming £862.78 (inc int), and today recieved an offer of £276, with an acceptance letter basically stating "i accept this payment as closure of my complaint".......... i do not want to do this.

How do i go about accepting this as a 'part-payment' only?

Many thanks in advance.

GAZ.

AndyLGR

Angry_Gazza wrote: »

Bit fo help needed please....

I am reclaiming £862.78 (inc int), and today recieved an offer of £276, with an acceptance letter basically stating "i accept this payment as closure of my complaint".......... i do not want to do this.

How do i go about accepting this as a 'part-payment' only?

Many thanks in advance.

GAZ.

I had the same paperwork regarding my credit card. I crossed out the part that says something like 'I accept this as full and final settlement'. I then added a covering letter stating that I would accept this as part payment only. However, they wrote back saying that they are sorry that I wasn't happy with their offer but this was their final offer, and they re-sent me the form to sign again.

I am starting court proceedings for the full amount as soon as I get paid again next month.

Angry_Gazza

Thanks for that. Was thinking of going down that line, but was just wondering if someone had a 'template' letter.

Did'nt think i'd get anywhere without going down the court line, but just wondered about the template bit.

Cheers.

GAZ.

Ashelee

johnnynonails wrote: »

hi all i got a letter dated the 18th of july saying they will be paying all my money back,it says i will get a cheque within 14days time well to me 14 days is up on the 1st, its getting close but i still aint got no cheque , should i give them a quick fone call and see wot do u guys think cheers jill

Hi jill

i havent got my cheque yet either.. let me know how youget on if you call them.. Im going to dig out the number to call later today.

Ash

katiekittykat

I got a letter yesterday giving me £80 as a gesture of goodwill - it had already been paid into my account (card) .

siane777

Hi guys, I have recieved a letter today from Crap1 to offer me a goodwill gesture of £40! No way is that enough! Before I sent my last letter threatening court action I thought I would check my account online and add the new charges to my letter. Only to find I can't log in! Has this happened to anyone else?

katiekittykat

How much were you claiming?