Capital One

Dave_Richardson

Fingers crossed I took Cap 1 to court through MCOL last Mon & still hope to hear from them in approx 16 days time claiming £816 inc interest + £80 fees. As a further point I still have 1 more Cap 1 account & a Barclaycard acc to pass through the MCOL process this weekend.

Good luck to all & big pat on the back to Martin for all his help & tackling that horrid woman last last.

Dave R

angelwillow

Wiggynut wrote: »

http://forums.moneysavingexpert.com/showthread.html?p=5864710&posted=1#post5864710

I've got someone on this thread who say this is separate from the bank test case.. credit cards are different (?????) I would like this to be true but I'm having difficulty believing this!

It's right,this case doesn't affect credit card claims - I phoned the FO this morning and they confirmed that cc claims with still be going ahead as before.

water_sun_sea

Hi all
this is my first post,sorry if this has already been answered

i had a capital one credit card 2 or 3 yrs ago now,silly me got into a mess with paying it back :mad:

they took me to court,put loads of charges on

can i claim back the charges and the court cost back?

techspec

water_sun_sea wrote: »

Hi all
this is my first post,sorry if this has already been answered

i had a capital one credit card 2 or 3 yrs ago now,silly me got into a mess with paying it back :mad:

they took me to court,put loads of charges on

can i claim back the charges and the court cost back?

Yes. If you dont know your account number, you just have to provide all your details to get all the statements.

water_sun_sea

techspec wrote: »

Yes. If you dont know your account number, you just have to provide all your details to get all the statements.

thank you for a quick reply,thats great news :beer:

johnnynonails

hi all just a quick question , did any 1 get a letter last week saying cap 1 will pay them the full amount i got mine on the 20th of july saying i will get a cheque in 14 days know im being abit keen still got till next friday left but has any 1 had theres cheers jill

alison999

Capital One have been really good with me. Last Friday I sent the request letter for statements, recieved a letter asking for the £10.00 (thought Id try and get away with that! ha ha!) sent off a cheque special delivery and today, just over a week since my original letter nd i have my statements!! they sent them special delivery too!

angelwillow

Yeah they do that but I think it's to give you a sense of false security I'm afraid - the rest of it doesn't go so smoothly or quickly..............

Lilly_May_2

Well!!! Capt one,!!! I waited three months for my statements, AND they cashed my £10 Cheque, I send a very nice letter 15 days ago asking for my money back, (giving 14 days to reply) or else, Lol...or I would go down the Court route, as you guess I haven't recieved anything back at present not even a letter, just silence, I will wait until end of next week, and go down the court route, which I believe we can still do, as it is a credit card claim.....Lilly May :cool:

ripski

angelwillow wrote: »

Yeah they do that but I think it's to give you a sense of false security I'm afraid - the rest of it doesn't go so smoothly or quickly..............

Yes Cap one sent my statements quickly and then the refusals started However they have been consderalbly quicker than the banks
I was offerred less than a third of my claim and started my MCOL claim on 11 July
They should have acknowledged by 25 th and did not I was hoping to hear from them by the 21 day stage as other s on this site eg 28th july I was hoping to receive a cheque by Monday or Tuesday but am now jittery re current postion as I think that they will try and use this
Just tried to log on to MCOL and for the first time This site is busy . Will let you you all know