Capital One

Wiggynut

beckied wrote: »

Hi Wiggynut
Yes i am expierancing the same problem it rectified itself today though i dont understand i put my claim in against lloyds tsb on friday 13 i had all money available in the bank and it didnt take the money
Anyway it seems to ok now.
Beckie

I've checked mycol and it now says issued... phew.. thought something had gone wrong!
Hopefully we will get a refund after 21 days... that's what everyone is saying so far... fingers crossed... good luck with yours. :beer:

marciekandthefunkybunch

i am in the process of claiming back my capital one charges. When going through my statements a lot of the charges are now reduced to £12.00.

Can i claim these £12.00 charges back as well ??? i presume so since they still don;t reflect the true cose but wanted to get feedback before i total up my charges.

if someone can advise please!!

proud to be dealing with debt!

first direct - won back £2950.00
barclays - claim put in for £835.00
capital one - pursuing....
:money:

ripski

marciekandthefunkybunch wrote: »

i am in the process of claiming back my capital one charges. When going through my statements a lot of the charges are now reduced to £12.00.

Can i claim these £12.00 charges back as well ??? i presume so since they still don;t reflect the true cose but wanted to get feedback before i total up my charges.

if someone can advise please!!

proud to be dealing with debt!

first direct - won back £2950.00
barclays - claim put in for £835.00
capital one - pursuing....
:money:

All the info on this site says -Yes go for it .The FO Report came up with £ 12.00 as being a fairer figure but this has not been decided inlaw and many say it is still too steep.I am going for it all as it is a 'penalty' ie slap on the wrist for late payement and not a service charge. To be fair the credit companies have reduced their fees since the report but the banks are cheekier and have not done so. They have prob decided that on balance they make more out of charges than repaying the relativley few who claim.
I won with Nat west had to take court action. Prior to this I was pathetic, stressed, felt it was my fault, embarrassed and thought that I would be the one to have to go all the way to court
Winning Nat West has really empowered me I'm going for all now and past closed accounts.
Cap one offerred me £ 360 for a claim of £658 Maiinly based on the difference between the £ 20 and the £ 12.00 I have now started MCOl and should hear by 8th august if they are going to settle . Day before they received the Court claim I got another letter saying last /final offer "You can keep writing to us if you want but we will not up the offer"So we shall see

beckied

Wiggynut wrote: »

I've checked mycol and it now says issued... phew.. thought something had gone wrong!
Hopefully we will get a refund after 21 days... that's what everyone is saying so far... fingers crossed... good luck with yours. :beer:

Hi Wiggynut
Yes they are paying up after 21 days they have done with me anyway.
Good luck with your claim i am sure you will get something soon they dont drag there feet like lloyds they pay up in 21 days but dont send there cheque for a good few days after but at least they pay up in the end.:T
Keep me up to date with your claim
Beckie;)

beckied

johnnynonails wrote: »

hi guys just checked my mcol and i started it on the 6/7/07 strange cos my says defence then hubbys still says ackwnoledged , but on friday got 2 letters 1 for hubby and 1 for me saying we will get our charges back, hubbys went onto his account , so hes getting a cheque for £650 , wonder y mine says defence now when they say there going to send me a cheque for £1,150 when my account is closed , does any 1 know y cheers jill

Well Done Jill
I knew you would hear something soon. Now i will see you on the lloyds thread are you going on mcol against them?
There wont be much between us in that claim either so keep me informed:T :T :T :T :T :rotfl: :rotfl: :rotfl: :rotfl: :beer: :beer: :beer:
Beckie;)

katscash

has any one had a default removed with there claims?:money:

BANKBANDIT_2

Hi all ive just got off the phone to cap one as received a letter on the 18th july saying thay are going to refund all charges but still havent got cheque.
I got a letter from the court today saying cap one have told them they have paid me in full which isant true:mad: as i havent got my money yet.i called the court and told them this. :rolleyes:
The thing is the letter from the court says i have till the 21 st aug to reply if i want to continue with claim or not but im not home till that date so what do i do. :eek: cap one saying cheque has been sent if anyone else has won with cap one please can you tell me how long after you get letter saying they are going to pay that you realy get paid with cheque.:beer:
hope this makes sence to someone. I told the lady i spoke to at cap one th\t they are deceiving the court as they have not paid me in full as stated. please what should i do

Shellyk_3

Hi everyone - 1st post in this thread. I have started MCOL with capital one, and it was acknowledge by them on the 11th July (£1600), I was just wondering if it is 21 days from this date they usually pay??? :rolleyes: :rolleyes: :rolleyes: I could do with the money for holidays!!!

Degs45

Hi all just had a letter off cap one regarding my claim for $1023 (sorry no pound sign on this pc) . They offered me as a good will gesture 288 to which I declined . I have now had another letter stating that they are dissapointed that Im considering court action but they wont be upping the offer as this is the final one they will be making and as far as there concerned the final responce too .Now they have told me to go to the FO before I use the court action...
anyone else had this sort of reply ...?
Keep up the good work ..

p.s they are keeping the offer of 288 open to me to accept..

lornao1

Degs45 wrote: »

Hi all just had a letter off cap one regarding my claim for $1023 (sorry no pound sign on this pc) . They offered me as a good will gesture 288 to which I declined . I have now had another letter stating that they are dissapointed that Im considering court action but they wont be upping the offer as this is the final one they will be making and as far as there concerned the final responce too .Now they have told me to go to the FO before I use the court action...
anyone else had this sort of reply ...?
Keep up the good work ..

p.s they are keeping the offer of 288 open to me to accept..

Hi, I had the same letter as you on Saturday, so today i started MCOL and will let the courts decide.
Lorna

claiming £824 plus £103.27 interest = £927.27