Clydesdale (merged)

frankiebenison

I am on the verge of going to court - I have already threatened them with this and there has been no response. £579.50 plus interest - £699.01. I see there is now an english address for the CB - can I go through the english system and claim back the full 6 years plus interest, or will I have to stick with the scottish system and claim 5 years plus interest?

Help!

Fran

Edinburghlass_2

If you live in England you can go through MoneyClaim and claim back 6 years.

http://www.govanlc.com/jurisdiction.htm

frankiebenison

Live in Scotland - so must I claim through Sheriff Court for just 5 years?

Edinburghlass_2

Basically yes unless you have an address in England you can use.

http://forums.moneysavingexpert.com/showthread.html?t=308885&page=4

frankiebenison

Would it be worth while claiming 2 lots of 3 years through court? As it stands in Scotland you can only claim up to 5. Just wondered if it was worth the hassle of 2 claims!

Thanks :-)

susank

If the Clydesdale bank address we have is Leeds then surely we can pirsue them throught the english system even though we live in Scotland

Edinburghlass_2

Read this website for the ins and outs of this...

http://www.govanlc.com/jurisdiction.htm

frankiebenison

I have just received a letter from the Advice Quality Unit - Leeds. It says it's regarding "reopening my complaint" - as far as I was aware it was never closed! They say they are looking into it, blah blah blah..........should I just continue to set up court proceedings, or give them a few more days?

Thanks

susank

I had the usual letter Yesterday re not getting the money back and terms and conditions etc so I have sent a second letter recorded delivery to-day and I have told them I will pass on to the ombudsman ( rather than the courts) if I have no settlement within 14 days as they may not limit it to £750.00 like the courts do. I thought I would try it anyway as I am in scotland

leona71

Is there any costs involved with filing through the Ombudsman re bank charges? I remember using the Ombudsman when i was proceeding with my endownment mortgage and won. They were very helpful indeed.

I think i remember someone saying that you don't get offered as much money back in your claim. My brother has thousands of bank charges over 6 years so it will be a pretty long drawn case if we have to do this in batches of £750!

Just this month he got £75 in charges for just being £40 overdrawn! £25 per day.

Leona