Reclaim Unfair Bank Charges Discussion Area

aharris

HI IM NEW A CANT SEEM TO FINDANY THING ABOUT Step 3. (Write to the bank and ask it for your money). WHEN I LISTTHE CHARGES WHATS THE BEST WAY OF DOING IT. SHOULD I JUST COPY THE CHARGES DOWN ON A SEPRATE PAPER WITH THE DATE NEXT TO THEM OR DOESIT NEED TO BE MORE DETAILED.PLEASE HELP AND THANKS VERY MUCH FOR YOUR TIME

PRINCE$$

Edinburghlass wrote:

If the bank hasn't replied to you in the time frame you set, you send the next letter.

They did reply. I got a letter back saying they're looking into it. Or do you mean I need a positive reply?

Rex_Mundi

aharris wrote:

HI IM NEW A CANT SEEM TO FINDANY THING ABOUT Step 3. (Write to the bank and ask it for your money). WHEN I LISTTHE CHARGES WHATS THE BEST WAY OF DOING IT. SHOULD I JUST COPY THE CHARGES DOWN ON A SEPRATE PAPER WITH THE DATE NEXT TO THEM OR DOESIT NEED TO BE MORE DETAILED.PLEASE HELP AND THANKS VERY MUCH FOR YOUR TIME

HERE is an example of how to list the charges (I use Word)

aharris

Thanks Very Much. I Wasnt Sure If Needed Every Detail Poss.

richmulch

what address did you send your LBA too im claiming of Natwest at the moment and they are just ignoring me??

allthingsnice

Hi

Can someone help..? Can i claim my charges back even though they are very new..? HSBC have wrecked my account and have charged me £250 since 1st Jan 2007 to todays date.. i'm a single parent and can't afford to lose this amount of money.. I can claim today for the money charged last month, can't i..?

Bantam11

maniac886 wrote:

I am in the same situation. I have a £1500 overdraft with them but I have not opened a parachute account as yet. I doubt I will get another student account with a £1500 overdraft facility anyway.

I also have an Abbey account with an overdraft facility (£1500) which I am almost up to my limit on. I have written to try and claim back nearly £500 in charges and requested they keep my account open but as yet have had no reply. I think I will have to change banks by the general sound of things.

andreab115

Hi how long does it usually take? I sent off the first letter asking for details of charges or the statements on the 25th Jan and havnt heard a thing yet,and the cheque hasnt been cashed

Rex_Mundi

allthingsnice wrote:

Hi

Can someone help..? Can i claim my charges back even though they are very new..? HSBC have wrecked my account and have charged me £250 since 1st Jan 2007 to todays date.. i'm a single parent and can't afford to lose this amount of money.. I can claim today for the money charged last month, can't i..?

Yes, you can reclaim these charges

Lorr1465_2

Hi can anyonetell me if you need to send all your statements off again (Highlighting the charges) for the second letter( threatening to take them to court after 7 days for not replying) its halifax that i am dealing with
Thank you all