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Reclaim Unfair Bank Charges Discussion Area

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  • HariboJunkie
    HariboJunkie Posts: 7,740 Forumite
    I am reclaiming from Clydesdale through the FOS. I sent first letter on 3 March, second one 2 weeks later, got standard replies then went to FOS. last week I got a reply from Clydesdale saying they were having trouble tracing my account and if I sent them a bank statement they would issue me with a cheque in settlement. So I sent it off and this morning they have sent me a letter stating that although it is now more than 8 weeks since my initial claim they require a further 8 weeks to investigate. Do you think this is just a standard letter they send out or is it in response to me sending the bank statement as requested?

    Still no word from Lloyds.
  • Mandy1980_2
    Mandy1980_2 Posts: 36 Forumite
    Hi

    Just a quick question. How do you know if the bank has acknowledged your claim?? RBS date to acknowledge is up tomorrow but we have had no correspondance

    Thanx in advance
  • eddsup
    eddsup Posts: 17 Forumite
    Please can someone help.

    I am claiming against Lloyds TSB. They have today put in a defence on the Money Claim website. Does this mean i go to court? Is there something called an allocation questionaire i have to fill out. Are there any posts that have info on this?
    Does this now mean i will lose. If i do lose do i have to pay out any more money. How long will this process take. Sorry loads of questions but now really worried stressed and a bit scared. Can someone please help me. Thanks
    Claiming against Lloyds TSB

    Claiming against Capital One credit cards
  • Cookiecrumble
    Cookiecrumble Posts: 93 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    Bank - First Direct
    Claiming £1436 + interest (£151) + court costs (£220) Total £1807

    Can someone help me please. I have just received an Allocation questionnaire from the County court. What should I put in section G Other information?
  • lucyannexxx_2
    lucyannexxx_2 Posts: 100 Forumite
    hi, can anyone help. tomorrow i am going to file the claim against abbey online as they have not responded to my two letters after 14 days each. since the process started i have been charged another two times, can i add these additional charges to the claim as the original amount i was requesting would obviously be less. thankyou if anyone can help me
    x
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    You'll find the guide to the AQ in the Reclaim Help Thread which is linked in my signature.

    Along with the timings for MCOL and list of the main bank threads and some pertinant threads regarding going through the court system.
  • oldandskint
    oldandskint Posts: 63 Forumite
    Hi All As My Bank Has Canceled Our Cards
    And As Mcol You Need To Use To Pay Them .
    Can I Go Straight To My Local Court As I Am Sure I Will Have To (barclays ) ,and Do The Claim Straight With Them
    And Will This Speed Up The Process A Little

    Any Advise Will Help

    Regards Dave
    (aka Old And Skint)
    :rolleyes: ITS A FAR BETER THING I DO NOW THAN I HAVE EVER DONE BEFORE
    :wall:
  • Mandy1980 wrote: »
    Hi

    Just a quick question. How do you know if the bank has acknowledged your claim?? RBS date to acknowledge is up tomorrow but we have had no correspondance

    Thanx in advance
    hI,

    you can call the court, give them your case no and they will tell you if the claim has been acknowledged. you will also receive notification via the post

    Hope this helps
  • hi, can anyone help. tomorrow i am going to file the claim against abbey online as they have not responded to my two letters after 14 days each. since the process started i have been charged another two times, can i add these additional charges to the claim as the original amount i was requesting would obviously be less. thankyou if anyone can help me
    x
    Yer - go for it
  • eddsup
    eddsup Posts: 17 Forumite
    I was at the money claim stage. Today was the 28th day as they acknowledged. I went through the process that they have not responded. I had to stop mid way through about stage 3 and come back. When i did the status was halted and they have put a defence in on the final day over what i did. Can they do this?
    Claiming against Lloyds TSB

    Claiming against Capital One credit cards
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