Reclaim Unfair Bank Charges Discussion Area

billywen

I have just received my statements going back to 2001 and I have "cleared transaction" charges which were £10 each can these be claimed back ? I can't seem to see them on the list and I don't want to mess up my claim.

houston

I have written to the nationwide to reclaim £700 bank charges, followed the instructions, have received a fourth reply from them which is a copy of the third reply, saying it would be unfair to other customers in similar circumstances to refund my charges when theirs havnt been. I cant afford the court fees at the mo, what do I do next??

monkeymax

I am currently taking barcalys through the process and have recieved an offer. I reclaimed £3176 and have been offered £1845. What should i do?
Do i take the £1845 or carry on?
I have already sent 2 letters and started completing the online small claims form. Any advice would be a help.

feedering

Edinburghlass wrote: »

Yes, when you file at court or through MCOL this is the last time you can add charges to your claim.

Not strictly true.
This is the last time you can add charges without having to pay to add them to your claim. Should you have any further charges you can complete the N244 at a cost of £35 which is not reclaimable.

feedering

monkeymax wrote: »

I am currently taking barcalys through the process and have recieved an offer. I reclaimed £3176 and have been offered £1845. What should i do?
Do i take the £1845 or carry on?
I have already sent 2 letters and started completing the online small claims form. Any advice would be a help.

If you have waited the required 14 days then you can file your claim with the court. This will of course mean now that you are entitled to the interest an dapplicable court fees.
this link below has dletter regarding rejection af settlement offers.
Rejecting offers.

feedering

mattday wrote: »

Hello

I've just received my first Cobbetts letter this morning and it's pretty daunting. How did you reply. Any tips and advice you can offer me would be greatly appreciated and would save me involving a third party solicitor for advice. Congratulations on your result.

This link has eveything you need to know reagrding cobblers.

Cobbets

Paul_Evans_2

OK having sent my letter requesting £3145.56 including intrest i have today received a letter stating that they are looking into it and to allow 4 weeks.

My question is now - Do i need to send another letter giving them another 14 days to respond. Do I send letter 5 (unsatisfactory response) giving them until the end of the first 14 days (4th May) or do i just go ahead and start the claim at the end of the first 14 days

All help appreciated

feedering

Paul_Evans wrote: »

OK having sent my letter requesting £3145.56 including intrest i have today received a letter stating that they are looking into it and to allow 4 weeks.

My question is now - Do i need to send another letter giving them another 14 days to respond. Do I send letter 5 (unsatisfactory response) giving them until the end of the first 14 days (4th May) or do i just go ahead and start the claim at the end of the first 14 days

All help appreciated

If the 14 days are up from the LBA then you can file the claim at court. You could send a letter accepting the payment as a part settlement on thw understanding that you will continue to seek the balance.

Paul_Evans_2

feedering wrote: »

If the 14 days are up from the LBA then you can file the claim at court. You could send a letter accepting the payment as a part settlement on thw understanding that you will continue to seek the balance.

Hi The first 14 days are up on the 4th May. They havent offered me anything. Just sent a standard letter saying that it will take 4 weeks for them to investigate.

So do i need to send them letter five about an unsatisfactory response or just wait for the 14 days to be up and file a claim.

feedering

Paul_Evans wrote: »

Hi The first 14 days are up on the 4th May. They havent offered me anything. Just sent a standard letter saying that it will take 4 weeks for them to investigate.

So do i need to send them letter five about an unsatisfactory response or just wait for the 14 days to be up and file a claim.

Just wait for the 14 days to elapse then submit your claim.