Reclaim Unfair Bank Charges Discussion Area

Edinburghlass_2

Have a read of the Reclaiming in Scotland thread here...

http://forums.moneysavingexpert.com/showthread.html?t=308885

Due to the amount you are reclaiming and if you have to file in Scotland in fact you would be better putting your claim through the Financial Ombudsman however, start your claim yourself and if you have no satisfactory replies from A&L then put your claim through the FO.

bigscott59

won 750 but still waiting for money back from tsb


ps after 2nd letter

brightestsparkler

Received a letter today from the RBOS....

"Thank you for your recent letter regarding charges applied to your account. We are currently considering your claim and will respond to you as soon as possible.

Yours Sincerely
Sandy Watt
CRU"

No prizes for what their next letter is going to say lol

Is this their stalling tactic? They have actually answered my letter within the stated time scale, although I guess it doesn't say much does it.

Do I now wait until the 20th (14 day time limit) and then go to the next stage or should I just take that as their reply and continue? Can anyone help please?

Thanks in advance!

vinegarvera

Hi all!!
I was just wondering was I dreaming or did I see somwhere that you can sue the bank for retaliatory account closure?
Allaince and Leicester have informed me they will close my account on 13/05/07.
I am not concerned as I have a paracute account, but it has angered me that they are allowed to get away with bullyboy tactics!!!

Mind you, at this rate they will have no customers left!!!

rolowinch

hi, i have just sent off my claim through MCOL. I have tried to look through the threads for timescales on what happens next. Am i right in thinking that the Lloyds TSB have 14 days from now to acknowledge or defend the claim?? If so, then what happens please??

howier_3

so received a letter with 1 day to go until the 4 weeks deadline was up from abbey national saying investigation is taking considerably longer than expected so we apprecaite your compleint is valid we will contact you within the next four weeks with an update...


DONT THINK SO ABBEY NATIONAL:D :mad:

im in process of doing claim online via moneyclaim what do i put in reason for court case


unlawful bank charges ok:rolleyes:


can anyone help me out on this issue.


many thanks howier

Apathyawakened

howier wrote: »

so received a letter with 1 day to go until the 4 weeks deadline was up from abbey national saying investigation is taking considerably longer than expected so we apprecaite your compleint is valid we will contact you within the next four weeks with an update...


DONT THINK SO ABBEY NATIONAL:D :mad:

im in process of doing claim online via moneyclaim what do i put in reason for court case


unlawful bank charges ok:rolleyes:


can anyone help me out on this issue.


many thanks howier

Howier
Go to Martins detailed process at front and follow his instructions on completing the forms.It is very comprehensive. Only dont include the extra para if you are claiming interest as it will be too long and para is unnecessary. :money:

Edinburghlass_2

brightestsparkler wrote: »

Received a letter today from the RBOS....

"Thank you for your recent letter regarding charges applied to your account. We are currently considering your claim and will respond to you as soon as possible.

Yours Sincerely
Sandy Watt
CRU"

No prizes for what their next letter is going to say lol

Is this their stalling tactic? They have actually answered my letter within the stated time scale, although I guess it doesn't say much does it.

Do I now wait until the 20th (14 day time limit) and then go to the next stage or should I just take that as their reply and continue? Can anyone help please?

Thanks in advance!

In fact if you read the Success Stories and the RBS thread you'll find that RBS usually offer more or less the full amount before you need to file at court so I would send off your LBA on the 20th if you don't hear again before then.

kylestyle06

Sent a letter to the bank after I got a reply saying nothing that If I don't get all my money reclaimed I will be taking them to court. I got a reply saying that the charges are legal, and they're not going to pay them back..

Sooo what do I do now?

Edinburghlass_2

Follow the step by step guide in Martin's article and send off the next letter.

Step-by-step Guides: Bank Charges: Reclaim Your Cash | Bank Charges Video Guide | Top New Bank Account Calculator: Charge them interest Template Letters: (right click and save) Ask for charge details |Initial letter | Second letter | Small claims note Get Updates On Important Changes: Free Weekly Money Tip