Reclaim Unfair Bank Charges Discussion Area

rodneypig

I'm putting it in the envelope now! I've given them 7 days to credit my account or I'll have to file another claim!
We'll see what they think of that!
Interestingly, I contacted them regarding the new charges and they said because I had already made a complaint about charges that they could not discuss it!:mad:

Paul_Evans_2

Does know if i should send 2 seperate letters if claiming for Bank Charges & Credit card charges with the same bank "halifix"

Twinkly

Paul_Evans wrote: »

Does know if i should send 2 seperate letters if claiming for Bank Charges & Credit card charges with the same bank "halifix"

You can put both account numbers on the one letter, listing each account and amount seperately within the one letter of course. You will need to further seperate them by the name of the charges relating to each account so a couple of paragraphs each should suffice

loopylass30

Hello every 1,
Well i sent off my first letter today asking lloyds tsb to list all the charges ive occured, ive enclosed a cheque incase they charge me for the info, so now im just gonna wait my 40 days and see whay happend, fingers crossed for me and every 1 else trying.

loops :j

oh 1 more thing, i was speaking to a girl at work today about claiming charges back and she asked if she could claim them back for her bank loan she took out with her bank, not sure of the details but from what she was saying she used to get charged £30+ when her payments where late, ive no idea my self so i said i would ask you lovely people on here.

Paul_Evans_2

Twinkly wrote: »

You can put both account numbers on the one letter, listing each account and amount seperately within the one letter of course. You will need to further seperate them by the name of the charges relating to each account so a couple of paragraphs each should suffice

OK thanks

I have a spreadsheet ready with all the charges

For the bank charges i have Statement numbers, Dates of Charges amount Charged and amount owed with intrest, (all charges appear as "charges as notified")

For the Credit cards i have Statement Date, Date of Charge, Amount charged & reason.

Once i have received my missing statements (requested on friday) and added those charges to it should i then send a copy of the spreadsheet to the bank with the first letter?

dt22

i have recently tried to reclaim my credit card charges followe dthe letter process but the bank TSB have sent me a letter stating they will not pay these back .. can anyone advise me if thsi is correct?????? or what i should do next ?

Twinkly

Paul_Evans wrote: »

OK thanks

I have a spreadsheet ready with all the charges

For the bank charges i have Statement numbers, Dates of Charges amount Charged and amount owed with intrest, (all charges appear as "charges as notified")

For the Credit cards i have Statement Date, Date of Charge, Amount charged & reason.

Once i have received my missing statements (requested on friday) and added those charges to it should i then send a copy of the spreadsheet to the bank with the first letter?

Its not entirely neccessary but it wouldnt hurt I suppose. Bear in mind you may wish to recalculate any interest as the claim progresses and definitely if you and up at court. It will be worth slightly more as time goes on.

Twinkly

dt22 wrote: »

i have recently tried to reclaim my credit card charges followe dthe letter process but the bank TSB have sent me a letter stating they will not pay these back .. can anyone advise me if thsi is correct?????? or what i should do next ?

If you have sent only the first letter your next step is send the letter before action (LBA) stating you will take the matter to court. If you have already sent this one then your next step is to claim in court.

I'd strongly advise you do a lot of reading on the process though if you are unsure of yourself at this stage. The main article has a lot of information on how to proceed and any questions after that can be asked in the forum. Good luck

mmcourt

Hello Just to let you know I have sent of the letter( including interest) today to the Ulster Bank Belfast. I enclosed a copy of the bank charges that I done on your calculator. It will be interesting to see what they say. Mine amounted to £4359 without interest and £3543 with the interest.

Phill_Yer_Boots

Mama wrote: »

Egg Help please......

Does anyone know the phone number to chase egg for statements? I requested them on 17/01/07, they took 26 days to as for I.D, then sent a letter on 15th March saying 40 days would start then, i am however going on 40 days from them receiving my I.D. So i need to give them a verbal whooping!

http://new.egg.com/visitor/0,,3_88448--View_1926,00.html

Copy and paste this into your browser, it's a list of all egg numbers. As it's automated, just keep pressing 0 until it puts you through to an advisor. (it's quicker than following all the recorded options:p