Reclaim Unfair Bank Charges Discussion Area

Edinburghlass_2

You have to apply for exemption through your local court, have a read of the Reclaim Help Thread, link in my signature, and you'll find the links in there regarding exemptions.

Helmbroken

Hi

I'm hoping some one can answer this Q for me.

I am just about to send my letter asking for statements, to Barclaycard. I defaulted on my account & it was passed to a collection company.

Will the charges fees from the collection company be included on the information from B'Card, or do I have to request it seperately from the collection company themselves?

Thanks

rstyrone

Alright. Got my statments in. Charges came to £1300.I Cant belive it. Just wondering if i send the letter to reclaim my charges to my local bank or the head office?

werzel

hi every1 i hope someone can help me with this. i have writen to the bank asking them to repay my charges that they took. i have recived replys but nothing along the lines of me getting anything back. i have just paid my court fees online at moneyclaim. what do i do now the process is in swing and how long should it be befor i get a reply or even how much longer befor the give me my money back? any replys would be great thanks.

jrity31

rstyrone wrote: »

Alright. Got my statments in. Charges came to £1300.I Cant belive it. Just wondering if i send the letter to reclaim my charges to my local bank or the head office?

hi i sent my letter to my local branch recorded delivery with list of charges and that was ok

chantelle75

does any one know if i do have to send my letters to the collection agency as i will have to do it asap

loopylass30

Hi there,
Ive just gone through all my bank statements for the past 5 years online( wont let me go no further) and the charges total just under £900, am i right in counting the overdraft excess fee charges, and the account charges, some ranging from £8 , to £10 up to £30? .
Any help you can give me on this would be great as im joping to send off my claim against lloyds tsb soon as possible.

thanks

loops

maniac886

loopylass30 wrote: »

Hi there,
Ive just gone through all my bank statements for the past 5 years online( wont let me go no further) and the charges total just under £900, am i right in counting the overdraft excess fee charges, and the account charges, some ranging from £8 , to £10 up to £30? .
Any help you can give me on this would be great as im joping to send off my claim against lloyds tsb soon as possible.

thanks

loops

You can claim 'overdraft excess fee charges'
as for
'account charges', if this is an ongoing charge, something that you are charged every month you CANNOT CLAIM THIS.

jrity31

chantelle75 wrote: »

does any one know if i do have to send my letters to the collection agency as i will have to do it asap

hi i sent my letter addressed to The Manager at my local branch and its being processed,:rolleyes: so they say anyway:rolleyes:

maniac886

rstyrone wrote: »

Alright. Got my statments in. Charges came to £1300.I Cant belive it. Just wondering if i send the letter to reclaim my charges to my local bank or the head office?

It does not matter, as they will be forwarded to the correct address anyway from either address. Make sure you send the letter first class recorded.