Reclaim Unfair Bank Charges Discussion Area

PAWI69

Twinkly wrote: »

The calculation shown that bouncing a cheque costs the bank 9p was a shocker and I hope gives people renewed confidence to claim for all charges and not settle for less. Even if you settle in full without interest because you feel responsible for your charges through mismanagement of the account then they have still got more than the actual cost. Something to think about.

I spotted the 9p thing too...even though they said it costs £1.50 - £2.00....if my claim goes to court & I'm asked what I think a reasonable charge is then I'm going to qoute 9 pence :rotfl:

I'm also tempted to go the whole way & claim over £800.00 of interest too

PAWI69

beverleyt wrote: »

Oh...well I still missed it!

Maybe BBC2 or BBC3 will show it again....keep a look out or ask friends if they recorded it, it's an eye opener!:eek:

Twinkly

PAWI69 wrote: »

I spotted the 9p thing too...even though they said it costs £1.50 - £2.00....if my claim goes to court & I'm asked what I think a reasonable charge is then I'm going to qoute 9 pence :rotfl:

I'm also tempted to go the whole way & claim over £800.00 of interest too

I will be going the whole way too. Rough calculations on incomplete details on what I thought would be a small reclaim from Capital One shows almost £1000 to be reclaimed and the interest alone is around £250. I want that back thanks very much.

Good luck with your claim

sttuartty

Edinburghlass wrote: »

I don't understand what the above paragraph means, however, you need your statements/info no matter what you do so send out the letter linked in this thread or even go to your local branch and wait there until someone gets the information for you.

http://forums.moneysavingexpert.com/showthread.html?t=323057&page=6

Or follow your own advice and phone them up?



The problem is this is what i have been doing, however, they just keep on saying i have sent an email asking for these to be forwarded to you. Each time i do this the time passes and still no statements. Does it work if you go into the branch as i did suggest this to them and they stated the accounts are archived and only 1 department has access to them..this does not include the local branches...

Twinkly

beverleyt wrote: »

Oh...well I still missed it!

OOh sorry, I thought you meant you just missed a bit of the programme. My mistake

PAWI69

Twinkly wrote: »

I will be going the whole way too. Rough calculations on incomplete details on what I thought would be a small reclaim from Capital One shows almost £1000 to be reclaimed and the interest alone is around £250. I want that back thanks very much.

Good luck with your claim

No wonder the banks arn't defending in court after watching the whistleblower, I feel a lot better about getting my money back now!

Good luck with your claim too Twinkly :beer:

tjj72

I think the best bet is to stash our cash under the mattress. Well, it didn't do my Grandmother any harm!!! Beep programme made me feel ashamed to be working hard, earning money and having to rely on the banks to pay me. What's the alternative?? MAD BAD WORLD!

Just agreed to a refund of £556 from First Direct (original claim £716). They were rather quick, despite the sickly "we're giving this to you in good faith, but we really don't have to" letter. Never mind, Natwest next on the list and I intend to cream 'em!! :beer:

Mama_2

Just an update on my progress.
NATIONWIDE
Recieved a letter today from Nationwide member services, stating that even though i agreed to their charges when i opened the account (Cheeky !!!!!!s) a refund is in the process of being arranged.
I claimed £914 including interest and now also want my £80 court costs back. Awaiting offer letter now.........

HALIFAX
Still waiting for statements requested 17/01/07, called yesterday and was told they'd go out in the post that day.... still nothing yet.

LLOYDS TSB.
Need to start MCOL, for 2 claims £314.60 and £214.12 my account and a joint account.

EGG.
Still waiting for statements, requested 17/01/07, 26 days later received a request for I.D stating the 40 days would start upon receipt of that.

SOLUTION FINANCE
Still need to request statements. (short of cash at the mo.) Anyone else claiming from them?

BARCLAYCARD.
Posted claim for £609 today.

blondiebee_2

HSBC £3666.68
Letter 1 17/01/07
Letter 2 31/01/07
MCOL 14/02/07
Acknowledged 19/02/07
Offer Rec £2600 03/03/07
Refused 08/03/07
Defended 16/03/07
Solicitors Letter 23/03/07
(wanting more details)

BARCLAYS £733.95
Letter 1 17/02/07
Letter 2 05/03/07

CAPITAL ONE £842.94
Letter 1 20/02/07
Letter 2 06/03/07
Offer Rec £188.00 08/03/07
Refused 12/03/07

Am going all the way!!!!
Especially after whistle blowers programme!
9p !!

blondiebee_2

chango wrote: »

Help, have requested statements from Barclays but not received anything after 40 days. Next step please.

Am really surprised you haven't got anything, because I applied for mine at my local branch, I got a telephone call within 7 days, they would send the letter on and I would hear within 3 weeks, which I did. I received a huge envelope full of 4 years statements, with my cheque for £10 returned!

Perhaps they are so over whelmed with requests, they can't cope.

Good Luck