What charges you can claim

Edinburghlass_2

late payment and over limit fees

salerbil

My bank paid me in full over £1000 including all fees and charges
dont give up

salerbil

sorry, I posted twice accidently

charlene301

Hi
I know this questions has been asked so many times before and im sorry for asking it again!

Can the following charges be reclaimed back?

Over draft usage fee
Over draft Interest
Unpaid Direct Debit
Unpaid Standing Order
Over Draft Excess Fee

It would be great if someone could tell out of the above list what can and cant be reclaimed.

Many thanks

charlene

Beate

Post 3: http://forums.moneysavingexpert.com/showthread.html?t=400981

ejohnson

Hi can someone tell me what bank charges can you claim for ? Is it only for unauthorised overdraft facilities or are there more? Many Thanks

natweststaffmember

Unpaids, referrals, and unauthorised borrowing.

annie46abbie

hi

i am doing my claim with capital 1 but i dont know what i can ask for, can you claim all interest applied and cash advance fees or just late payment and overlimit fees?


thanks annie xx

Badger_Lady

Definitely not interest, I'm afraid... what's the cash advance fee, a cashpoint charge or something?

You can claim back:
- Charge for going into unauthorised overdraft
- Charge for bounced cheque
- Charge for unpaid direct debits

annie46abbie

thats a shame lol thats the reason i have gone over my limit sometimes...yes the cash advance fee is getting money out of the machine, what is contractual interest?

in total i have got £150 in charges to get, but its money i never thought i'd see again


annie xx