What charges you can claim

nimbleyfingers

Hi, Im going through my husbands business statements, and he has gone over the overdraft. On the statements it has Total charges at different amounts, he is no longer using this account, can I claim these back ???? The account has not been used for many months now and the debt is getting out of control :wall:

nimbleyfingers

Oh he is with the HSBC (see above)

bengal-stripe

Dim wrote: »

Hi, I am with the HSBC. The only charges i have are:
interest on both bank account and credit cards..........No
stopped cheque charge £10..........No (Service Charge)
credit card late payment fee £20..........Yes
cash advance handling charge on a credit card £1.50 up to £3.00..........No
Can anyone let me know which of these can be claimed please.
Thanks very much
D

Not much of a result, is it? You can only claim penalty charges, not any old charge.

hey-jupiter

Hi everyone,
Ive read a lot and i understand (i hope) what i can claim for, BUT...if i am charged £35 for something how come i get to claim it ALL back and not £35 less the true administation fee of £4.50. how is it legal to claim it all back and not £30.50??
Does that make sense?

Many thanks fellow MoneySavers

kudox_2

natweststaffmember wrote: »

Chrismce, the term is unlawfully, the bank does not commit FRAUD by charging you but they act UNLAWFULLY because they charge more than the true cost of penalty charges. Congratulations on the win
Kudox I have not said that you cannot claim them back, but merely that I think that you can ask the bank to explain the charges and they should be able to do so, which means YOU can CLAIM charges back.
Hi KUDOX here ! I really do appreciate your help, and will endeavour to pursue the claim, it sounds childishly weak in saying, I wish Martin could take over, as it seems so simple when explained on TV, but every case is individual with respect to certain BANKS and account types and conditions,so it is impossible just to generalise I do understand this, but the principal is still the same which is injustice and deliberate exploitation. I have just been made redundant, and have not been focused on my Bank charges issue over the last couple of weeks, never the less, once more THANK YOU for whatever help you can provide :A

kudox_2

Edinburghlass wrote: »

Yes, take off the Royalties fee and claim the rest.

Thanks that is useful, and cleared some confusion KUDOX :T

pdw

on my statements I have monthly overdraft charges which vary form £8 to £25 as well unauthorised overdraft charges can I claim back both?

Ch3W

Hi there,

I've recently received my last 6 years statements through the post (yesterday actually, woohoo!)... but before I go through them and highlight all of what appear to be my bank charges, can anybody tell me what exactly I should be looking for?

There are some that are marked "paid referral 1 @ £20.00", are these reclaimable overdraft charges?

Sorry, I'm quite new to this and not very good with finances.

Thanks in advance!!!

zena2105

Does anyone know with credit cards if you can claim back Auto Letter fees of £15.00???...it's not cover on the what you can claim thread......

dave_d_7

hi there creditcard charges with halifax any one got list of all charges you can claim back from halifx card thanks