What charges you can claim

princesskez26

Fire wrote: »

I have an account with Yorkshire and have just received my back statements. I noticed lots of unauthorized overdraft fees, £8 every day until the overdraft is cleared. I was just wondering if i can claim for these? Any help would be appreciated.

Charges you can claim:

Account misuse fee
Cheque return fee
Card misuse fee
Unarranged borrowing fee
Unauthorised overdraft fee
Unpaid DD fee
Unpaid cheque fee
Unpaid standing order fee
Late payment fee (credit cards, store cards, catalogues etc)
Exceeding Authorised Overdraft Limit
Exceeding Unauthorised Overdraft Limit
Direct Debit/Standing Order/Cheque returned fee
Irregular fee
Paid refferal fee
Total charges (HSBC personal accounts only, not business accounts)

Hope this helps

LozBingley

Fire wrote: »

I have an account with Yorkshire and have just received my back statements. I noticed lots of unauthorized overdraft fees, £8 every day until the overdraft is cleared. I was just wondering if i can claim for these? Any help would be appreciated.

I think what princesskez26 is saying in her standard reply is YES YOU CAN!

And don't be fobbed off with them telling you its a fair fee as its under £12, its unlawful. Don't accept any offer less than 80% of your claim, as the actual cost of administering a repetitive daily charge is far less than £1.60 because its automated, and if you go the court route don't forget to add interest!

Bob_Khan

Firstly, congratulations on recaiming your money. i need some help and was hoping you could help me.I have just started the process of reclaiming my business bank charges from Barclays. I have recieved my statements from them for the last 6 years. I have figured most of the charges i can claim back.. but some are there as 'Commision Charges' which include my referral fees and handling charges. Can i claim these back?
hope to hear from you soon, my email is
many thanks, BOB!

WH39 wrote: »

HI

I have just received a copy of my statements from rbs. there is a number of referal fee charges varying from £25 to £100 as you state above these can be claimed back also. this is on a business account i had with them. any help would be grateful.

bunnies1976

Hi I am new to all of this and I am looking to claim back the charges from my bank account.

I have read the list of what can and can't be claimed but I am not clear if I am able to claim for charges incurred after a payment has been authorised despite not having enough funds in the account.

Please help !

Many thanks !

natweststaffmember

If it is card misuse, or guaranteed card payment fee then the answer is YES, providing the bank has charged you for making the payment. If the have simply debited your account with the amount that you paid in the shop then NO.

MandyG_3

hello again

I just got through my statement of charges from TSB.

I have read through this whole thread so forgive me if I missed something lol

can I claim back unpaid personal loan charge of £25?

I have total so far of £270 yet 2 unpaid loan charges totalling £50

I am in process of writing the letter to get the money back

congrats to all who have won and thank you

xx

yeahyeah_2

my bank account (with lloyds tsb ) my overdraft limit is 4000 and as soon as i start using this they charge me, can i claim this back ? also i have a gold account and i get chargered £8.00 a month to have this can i claim this back ? please be nice to me im new on the forum

bengal-stripe

yeahyeah wrote: »

overdraft....as i start using this they charge me
also i have a gold account and i get chargered £8.00 a month to have this

What are the fees you get charged for using your overdraft? If they are only interest, no, you cannot claim that. You can claim (penalty) charges for exceeding your agreed overdraft or for bounced cheques or DD. Did you have any of those?

You cannot claim the monthly fees for the Gold account. It’s a service charge for certain benefits that come with the account. You can downgrade it to a standard account.

toriitom

http://forums.moneysavingexpert.com/showthread.html?t=407603

possy4

Can anyone tell me if i am able to get back the charge for having a bankers draft done. It was only £10 but i would rather have it than let hsbc.
Thanks in advance.