What charges you can claim

natweststaffmember

that is not a fee that is a standing order that was recalled, ie the standing order sender asked for it not to go out and it was recalled. SC sounds like service charge but without knowing which bank i am not sure what it is for.

fiona_scotland

natweststaffmember wrote: »

that is not a fee that is a standing order that was recalled, ie the standing order sender asked for it not to go out and it was recalled. SC sounds like service charge but without knowing which bank i am not sure what it is for.

Im with the clydesdale bank! does sc mean service charge and What service charges am i being billed for?Fee

natweststaffmember

I have to be honest and say I am unfamiliar with their terms, it maybe worth posting in the Clydesdale bank thread and I am sure they will confirm what it is.

fiona_scotland

Ahh ok, can you give me a link to the clydesdale thread? silly wee me cant find it :(fiona

Beate

There is a link in the Reclaim Bank Charges Help Thread, which is a sticky at the top of the board.

fiona_scotland

iv trouble enough finding what i have posted never mind waiding thru 80+ pages of threads,,, a link woul dbe helpful.Or, can someone answer the questions i posted?:(

natweststaffmember

Fiona, i just spent the last five minutes looking for the thread and then found it on page just after you posted. I hope you get an answer to the question.

Beate

fiona_scotland wrote: »

iv trouble enough finding what i have posted never mind waiding thru 80+ pages of threads,,, a link woul dbe helpful.Or, can someone answer the questions i posted?:(

I have told you exactly where to look for it.

ABloke_3

Hi,

I have requested my statement of bank charges for the last 6 years from LLoyds TSB, I now have them.

What I would like to know is what charges can I claim back.

The charges are below



O/DRAFT INTEREST

ACCOUNT CHARGE

O/DRAFT USAGE FEE

O/DRAFT EXCESS FEE


So in summary which of the charges(above) can I reclaim back from LLoyds TSB

Thanks

Rambotaximan

ABloke wrote: »

O/DRAFT INTEREST
O/D interest can only be claimed when the account was over drawn due to the charges. It can be difficult to work out and often not worth the hassle for such a small amount.
ACCOUNT CHARGE
NO. If you did not agree to this type of account take it up as a seperate issue wiyh them.
O/DRAFT USAGE FEE
YES
O/DRAFT EXCESS FEE
YES

Are there no other types mentioned ?.