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What charges you can claim

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  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    that is not a fee that is a standing order that was recalled, ie the standing order sender asked for it not to go out and it was recalled. SC sounds like service charge but without knowing which bank i am not sure what it is for.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • fiona_scotland
    fiona_scotland Posts: 8 Forumite
    natweststaffmember wrote: »
    that is not a fee that is a standing order that was recalled, ie the standing order sender asked for it not to go out and it was recalled. SC sounds like service charge but without knowing which bank i am not sure what it is for.

    Im with the clydesdale bank! does sc mean service charge and What service charges am i being billed for?Fee
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    I have to be honest and say I am unfamiliar with their terms, it maybe worth posting in the Clydesdale bank thread and I am sure they will confirm what it is.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • fiona_scotland
    fiona_scotland Posts: 8 Forumite
    Ahh ok, can you give me a link to the clydesdale thread? silly wee me cant find it :(fiona
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    There is a link in the Reclaim Bank Charges Help Thread, which is a sticky at the top of the board.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • fiona_scotland
    fiona_scotland Posts: 8 Forumite
    iv trouble enough finding what i have posted never mind waiding thru 80+ pages of threads,,, a link woul dbe helpful.Or, can someone answer the questions i posted?:(
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    Fiona, i just spent the last five minutes looking for the thread and then found it on page just after you posted. I hope you get an answer to the question.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    fiona_scotland wrote: »
    iv trouble enough finding what i have posted never mind waiding thru 80+ pages of threads,,, a link woul dbe helpful.Or, can someone answer the questions i posted?:(

    I have told you exactly where to look for it.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • ABloke_3
    ABloke_3 Posts: 6 Forumite
    Hi,

    I have requested my statement of bank charges for the last 6 years from LLoyds TSB, I now have them.

    What I would like to know is what charges can I claim back.

    The charges are below



    O/DRAFT INTEREST

    ACCOUNT CHARGE

    O/DRAFT USAGE FEE

    O/DRAFT EXCESS FEE


    So in summary which of the charges(above) can I reclaim back from LLoyds TSB

    Thanks
  • Rambotaximan
    Rambotaximan Posts: 3 Newbie
    ABloke wrote: »
    O/DRAFT INTEREST
    O/D interest can only be claimed when the account was over drawn due to the charges. It can be difficult to work out and often not worth the hassle for such a small amount.
    ACCOUNT CHARGE
    NO. If you did not agree to this type of account take it up as a seperate issue wiyh them.
    O/DRAFT USAGE FEE
    YES
    O/DRAFT EXCESS FEE
    YES

    Are there no other types mentioned ?.
This discussion has been closed.
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