What charges you can claim

owen_cash

I've been going through my statement and noticed that a couple of charges were reversed cancelling out charge, do I still list original charge?

thanks

chelsie15

Hi
have just received my statements back from my Beneficial credit card.Can I claim back £25 default fee and £40 legal default fee.Thanks

toriitom

Stephen_Leak wrote: »

If you haven't received all the information you require in an intelligible format within 40 days of them receiving your Subject Access Request, report the matter to the Information Commissioner by clicking [URL=”http://www.ico.gov.uk/complaints/data_protection.aspx”]here[/URL]. However, his staff are as inundated with complaints as the banks’ and credit card companies’ are with SAR’s.

Is there any point in reporting these matters to an organisation that IMO has no clout. It appears that one has to fill in forms etc. for this Government Quango to smack the organisations wrist; IMO that will not stop that organisation from doing the same again.:mad:

Stephen_Leak

toriitom wrote: »

Is there any point in reporting these matters to an organisation that IMO has no clout. It appears that one has to fill in forms etc. for this Government Quango to smack the organisations wrist; IMO that will not stop that organisation from doing the same again.:mad:

True, but for the DPA, its the only quango in town.

leona78

I have a Student Royalties account with RBS - if I go over my overdraft limit a monthly 'maintenance charge' of £10 is applied. I've racked up quite a few of these. Can I claim them back? They do appear to be a penalty charge, however it's lower than the standard £39. Thanks

harryandrew

Does the interest change each time you send a letter or do you send a copy of charges you 1st did?

martyrowell

Hi,
i have recieved my list of charges going back 6 yrs. I just am not sure what i can claim
these are the following charges-

• account charge
• unpaid s/o
• o/draft interest
• o/draft excess fee
• unpaid d/d
• unpaid personal LN

This is with lloyds TSB. I know (well think) i can claim unpaid s/o's and d/d's what about the rest? do i send them a copy of the interest calculator too?
i hope someone can help before i go and claim the wrong things and mess it up. thanks in advance, martin

j4nah

Hi

Does anyone know wether we can claim back on payment protection insurance on credit cards?????

Already recieved £1500 from natwest
Now Claiming from Barclaycard and Citicard

Can PPI be claimed back?
Can 'out of order charge' of £40 be claimed?

clearvisor

Edinburghlass wrote: »

New thread, as above for what you can and can't claim.

i Know it is no excuse,as a Pensioner. but Im not sure and don't want to make a mistake, so Im asking when we have the statements, and checked them,do we have to high light them?
thanks very much I really apprecaite any help. clearvisor:A

everwishfull

Hello,
I note that you can claim for late payment fees for catalogues, I have had 'administration charges' applied to my Ace Gifts catalogue account, having just received my 6yrs of statements from them. Will I still be able to claim for these as their covering letter states 'Under the credit terms we reserve the right to apply an administration charge of up to £20 each time you fail to pay the full required payment. Many thanks.