What charges you can claim

Tricky71_2

Hi All,

I have gone through the 6 Years of statements and all I can see is:

Upto £12 per Month for Overdraft facility, it started at £6.

Intrest on my overdraft each Month, these can be upto £70 a Month.

Is this what I should be claiming????

Please HELP!!!

Bewitched2761

Go to the sticky reclaiming bank charges help thread, it tells you what you can claim and what you cant
hth

JenniferClapperton

Ian_Kane wrote: »

Hi I am a new member so please forgive me for being a bit slow, but can any one help me. I bank with lloyds tsb, and have overdraft usage fee charges, unauthorised overdraft fees. has anyone claimed theese back sucssesfuly. thanks Ian.

Hi Ian

I have just sent my claim and I am reclaiming my overdraft usage fee charges not sure how I will get on but will let you know as soon as I do.

Regards

Jennifer

simon728

hi all
can i ask for multiple forms, requesting your bank statements under the Data Protection Act.
and can i do multiple claims,
i have recentlyl closed one buisness account and have one ongoing personal account with lloyds tsb.
would i ask for both statements in the same letter, and would the cheque still be for £10.00
many thanks
simon
p.s how long will this thread be ont the web site as i am only now starting my claim.
thanks again
simon

JUSTIN_DEBT_2

CAN SOMEONE GIVE ME SOME ADVICE ABOUT CLAIMING CREDIT CARD CHARGES, ARE THERE ANY TEMPLATE LETTERS I CAN USE?:rotfl: :rotfl:

BASKETFULL

Would somebody answer a simple question please?

Can I claim for overdraft charges as well as the excess overdraft from First Direct (HSBC). I can't see it listed in the info but do feel that £30 is a bit harsh just to have an overdraft.:D

Deadlock_81

I got my old statements from Natwest this week and im not sure what charges to claim back for i have the obvious "unpaid items chg" "referal chg" and "card misuse chg" but can i claim back for the charges which just come as "31st aug 2006 charges 04 aug A/C (account number) then £12.00??"

Twinkly

Deadlock_81 wrote: »

I got my old statements from Natwest this week and im not sure what charges to claim back for i have the obvious "unpaid items chg" "referal chg" and "card misuse chg" but can i claim back for the charges which just come as "31st aug 2006 charges 04 aug A/C (account number) then £12.00??"

If you cant identify a charge claim it and let the bank tell you why you cant have that particular one is the best advice I can give really. Good luck

hula-hoops

In my opinion this is a service fee, not a penalty charge. The £30.00 is for the provision of an overdraft which you requested. The excess charges are 'fines' for going beyond the agreed overdraft so can be claimed.

Edinburghlass_2

Deadlock_81 wrote: »

I got my old statements from Natwest this week and im not sure what charges to claim back for i have the obvious "unpaid items chg" "referal chg" and "card misuse chg" but can i claim back for the charges which just come as "31st aug 2006 charges 04 aug A/C (account number) then £12.00??"

This sounds like the charge for having a NatWest Gold/Blue account or whatever name they call it, if so, no you can't claim this back as its a service charge.