What charges you can claim

activecard

Can anyone help, I have an Home Management Ac and a current account, all charges come out of the current account.

I am still not clear which charges I can claim back, I know about letter charges and s.o. charges.

Can I claim back what is shown as total charges.

By the way the bank is HSBC

Many thanks

trisha909

No

I have just had a charge from barclays, unlike the normal penalties it says "COMMISSION" £30!!, Can i claim it?? I think the twits are trying to push us away from the scent lol!!;)

lalehams

Hi am after some advise have contacted bank re charges and received details back as requested. the statements show overdraft usage fee, overdraft excess fee and overdraft interest. can all of these be reclaimed
grateful for any advise

Edinburghlass_2

Yes, yes and no basically!

moneysaver4

Can late payment fees be reclaimed or just overlimit fees?

Thanks.

nettie520-0

Just a very quick question to you as i see you are on line. I am ready to send my paperwork and 2nd letter, my rough calculations at the moment are £10,500 but I have two questions, I know everything seems to have been covered but I am really struggling to understand.

OD arrangement fee
Revisal Fee

Thanks a lot

hoopyfrood999

This has probably been asked a million times but plz help.....

I've started to go through my 6 years of charges on the first of my accounts with HSBC (£2k+ and counting - OUCH!) and they've been charging me for the pleasure of "bouncing" some Direct Debit and Standing Order charges! They've been clever by bouncing only those over their charge rate (namely £30 a time per DD or SO) but they've charged for EVERY bounce even if the request came from the same firm. i.e. "Phone company" makes a DD request, bank bounced, "Phone" automatically posts a new DD request the following day and the bank bounces it again. Hence £60 for a £35 phone bill.

Do these charges also come under the "illegal" bank charges and so could be claimed back, or have I got to let these slide (£270)?

G-SWSM

Hi Gang.

I have gone through the 40 day business with Natwest, and they have supplied me with the last six years statements in one go, and a whole week and a half earlie too.

I was just going through the sheets, and wondered if we are allowed to claim back the "un arranged borrowing fee" of £14.00 which I have seen quite a lot so far.

Many Thanks for any info and help.

PS, without wanting to sound like a complete idiot, what is the preferred format for sending in details of what charges you are reclaiming. Please don't say an excel spreadsheet . . . . I hate Excel

Warriorsith

I believe you can claim back all charges the bank has charged you unfairly.

ripski

There is a calculator on the letters templates Very easy to use Gives you your 'spreadsheet' all very effecient and professional
I also hate Excel