What charges you can claim

amberrh

Can I claim even after going bankcrupt (I was in Nov 04 then discharged June 05) or is that pushing my luck?.....I would have accumulated hundreds!!
Amber xx

julieanne4

My Husband Used To Have An Account With Natwest, He Closed It About A Year Ago - Can He Still Try To Claim His Charges Back - He Used To Get Loads. Im Currently On Maternity Leave And In The Last Few Months Have Incurred Charges On My Credit Cards For Paying Partial Minimum Payments - Are They Likely To Close My Accounts As If They Do I Cant Afford To Pay Them Off. I See I Can Also Claim Late Payment Chrges From Catalogues... Im Going To Be Writing Several Letters Today!!!

Loyallou

Do I write to my local bank to get the charges back or do I write to Head office? I need to write to Barclays and Natwest. I have a total of £2000 in charges over 3 years.

Becks_in_Debt

Yes

julieanne4 wrote: »

My Husband Used To Have An Account With Natwest, He Closed It About A Year Ago - Can He Still Try To Claim His Charges Back - He Used To Get Loads. Im Currently On Maternity Leave And In The Last Few Months Have Incurred Charges On My Credit Cards For Paying Partial Minimum Payments - Are They Likely To Close My Accounts As If They Do I Cant Afford To Pay Them Off. I See I Can Also Claim Late Payment Chrges From Catalogues... Im Going To Be Writing Several Letters Today!!!

Yes you can claim for charges on a closed bank account I am in the process of doing it with A & L, I wouldnt of thought that they would close your account for only making part payments, atleast you are paying something, they would only close it if you started to reclaim these charges back, I would suggest that once you have paid off that credit card or transfere it to a new 0% interest account then start reclaiming back the charges on the credit card, I am going to start reclaiming back charges for catalogues for the MIL, where is the info on that? ? ?

BARGAINADDICT_4

No

Loyallou wrote: »

Do I write to my local bank to get the charges back or do I write to Head office? I need to write to Barclays and Natwest. I have a total of £2000 in charges over 3 years.

I wrote to my partners local branch of NatWest who then sent it correct department. NatWest only charge £5 for this, so even if you send £10 (as suggested on here)they will send it back as its too much. Hope that helps.

Becks_in_Debt

Yes

Loyallou wrote: »

Do I write to my local bank to get the charges back or do I write to Head office? I need to write to Barclays and Natwest. I have a total of £2000 in charges over 3 years.

You have to write to the Head office, Martin has put all the addresses on this board, I cant remember which thread it is in though, one of the MAIN ONES.

BARGAINADDICT_4

No

BARGAINADDICT wrote: »

I have now figured out what can & can't be claimed for, got the list together & printed out the letter to the bank ready to send off. What I wanted to check with anyone on here who has already got passed this stage is;
Do you need to state what the charge is for on your list?
I have just got the list compiled using the calculator on here(with intrest taken off) this just shows dates & ammount charged is this ok to send?

Help Anyone?

Becks_in_Debt

Yes

BARGAINADDICT wrote: »

Help Anyone?

No the bank will be able to see what the charge is for by the date and the amount, all you have to do is send of the printed calculator list from martins pages.

BARGAINADDICT_4

No

Becks_in_Debt wrote: »

No the bank will be able to see what the charge is for by the date and the amount, all you have to do is send of the printed calculator list from martins pages.

Thanks can go and post it now:T , didn't want them to be sending it back.

Becks_in_Debt

Yes

good luck bargainaddict