Cash ISAs: The Best Currently Available List

VNX

I think when one transfers also plays a part, away from April May us usually better

danny13579

JGal said:

I can't see how to get the 5% Chip rate; has it expired?

It's gone. Lasted a week! The rate including boost is now 4.33% AER (variable tracker). I've also noticed that they've reduced the rate (excluding boost) from 4.06% AER (variable tracker) to 3.30% AER (variable tracker) and are now advertising the boost as 1.03% AER.

pecunianonolet

danny13579 said:

JGal said:

I can't see how to get the 5% Chip rate; has it expired?

It's gone. Lasted a week! The rate including boost is now 4.33% AER (variable tracker). I've also noticed that they've reduced the rate (excluding boost) from 4.06% AER (variable tracker) to 3.30% AER (variable tracker) and are now advertising the boost as 1.03% AER.

Until the next promotional cycle I guess...

Rheumatoid

pookey said:

Rheumatoid said:

pookey said:

My Virgin ISA matured today.  I'm thinking about transferring it to Moneybox at 4.65%. Any known issues regarding transfer please? Or anything to avoid? 
Thanks

My Virgin to moneybox was a disaster. Took about a month with lots of chasing and putting in a complaint. They wouldn't backdate the interest but in the end gave me a payment for lost interest and some compensation.

Did they give a reason of what went wrong? 
I did the transfer this morning. I've had an email from Moneybox to say they sent the request to Virgin so I'm hoping it goes through OK

"Following further investigation, we confirmed that although a ‘ready for payment’ message was sent to Virgin Money on 25th April, due to a system error with our electronic transfer system this did not send until 21st May."

jwelly

Thanks all for your help with my queries re. transferring from Trading 212 to Tembo.

I started the transfer last Saturday 28th June. As others suggested, I simply indicated the current cash amount, so excluding any pending interest.

It was processed on Monday 30th June once T212 confirmed with me the transfer, including the pending interest.

The transfer was completed today. 4 days from start to finish.

Pretty content with that.

Alicon88

is the chip boosted rate only for new clients? I registered with them a month ago so means I am cut off from this promo?

If that's the case, I have matured my 2 year fixed ISA with Lloyds and would like to transfer for a better rate? Would you recommend T212? Is it trustworthy? never heard of it before and I just would like some reassurance:)

Gambler

danny13579 said:

JGal said:

I can't see how to get the 5% Chip rate; has it expired?

It's gone. Lasted a week! The rate including boost is now 4.33% AER (variable tracker). I've also noticed that they've reduced the rate (excluding boost) from 4.06% AER (variable tracker) to 3.30% AER (variable tracker) and are now advertising the boost as 1.03% AER.

So Chip have different underlying rates?

My 3 month boost ends soon but will revert to 4.06%

pecunianonolet

Principality Online Bonus 5 Acces ISA issue 4 @ 4.25% is replaced with issue 5 at 4.4%

PowerSavingMode

pecunianonolet said:

Principality Online Bonus 5 Acces ISA issue 4 @ 4.25% is replaced with issue 5 at 4.4%

Where is the direct link, please? I can't see this at all on the Principality website pages — just the same issue but at the lower rate of 4.25%.

soulsaver

PowerSavingMode said:

pecunianonolet said:

Principality Online Bonus 5 Acces ISA issue 4 @ 4.25% is replaced with issue 5 at 4.4%

Where is the direct link, please? I can't see this at all on the Principality website pages — just the same issue but at the lower rate of 4.25%.

later today.