Cash ISAs: The Best Currently Available List

where_are_we

Chip cash ISA with 12 month boost for new customers - Just opened one, applied the promo boost code, got accepted and made first deposit. However the rate for the ISA is showing 4.06% with no boost added. I presume this will be updated shortly?

Gambler

where_are_we said:

Chip cash ISA with 12 month boost for new customers - Just opened one, applied the promo boost code, got accepted and made first deposit. However the rate for the ISA is showing 4.06% with no boost added. I presume this will be updated shortly?

Yes it's not immediate but will update.

intalex

Couple of questions for Chip ISA if anyone knows the answer please:
1. Is the 12-month boost for new Chip customers or new Chip ISA customers?
2. Does it allow transfers in?

Gambler

intalex said:

Couple of questions for Chip ISA if anyone knows the answer please:
1. Is the 12-month boost for new Chip customers or new Chip ISA customers?
2. Does it allow transfers in?

2. Only full transfers which is a bit of a pain.

flaneurs_lobster

intalex said:

Couple of questions for Chip ISA if anyone knows the answer please:
1. Is the 12-month boost for new Chip customers or new Chip ISA customers?
2. Does it allow transfers in?

1. New customers to Chip.

winkowinko

where_are_we said:

Chip cash ISA with 12 month boost for new customers - Just opened one, applied the promo boost code, got accepted and made first deposit. However the rate for the ISA is showing 4.06% with no boost added. I presume this will be updated shortly?

Mine updated later that day.

10_66

Vida
I'm thinking of transferring to Vida's Cash ISA.  Has anyone who's transferred into a Vida Cash ISA had any issues, please?  I realise transfers from Zopa might have had issues (going on my recent experience with Zopa).

Aidanmc

10_66 said:

Vida
I'm thinking of transferring to Vida's Cash ISA.  Has anyone who's transferred into a Vida Cash ISA had any issues, please?  I realise transfers from Zopa might have had issues (going on my recent experience with Zopa).

I'm have big issues transferring to Vida from T212

Application sent to Vida on 17 April, they kept telling me T212 is not responding, T212 tells me they never received application. I discover Vida is sending request to wrong T212 email address (3 times).

14 May Vida sends request to correct T212 email address.

19 May T212 sends ISA funds to Vida, Vida reject deposit as T212 used incorrect reference number.

Vida return funds to T212 (but not in my 212 account, must be in 212 holding account)

21 May Vida contact T212 to ask them to resend using correct reference

26 May still waiting!

Lost 8 days interest so far

nomorekids

10_66 said:

Vida
I'm thinking of transferring to Vida's Cash ISA.  Has anyone who's transferred into a Vida Cash ISA had any issues, please?  I realise transfers from Zopa might have had issues (going on my recent experience with Zopa).

I did a whole of previous years from Chip to Vida and took 2 days, amazingly quick.

flobbalobbalob

27 working days so far for transfer from Zopa to Monument. Zopa told me they will not respond to queries until 15 days have past. Monument asked me make a new transfer request which I declined and asked them to follow it up with Zopa themselves. Checked back with Zopa, this time they told me they have now just received the request and I should wait another 15 days. Monument failed to follow up after the 1st 15 days and sneakily put a new request in after my call to them, that is if I can believe anything either of them say. I've had to do all this work , such a ridiculous system.