Cash ISAs: The Best Currently Available List

1spiral

subjecttocontract said:

Zaul22 said:

katies_mum said:

We did a transfer Shawbrook to Vida, it only took 2 days. We were very impressed.

In a situation like this, is that because Shawbrook are great, Vida are great, or does it require both to be? Is most of the responsibility for a transfer going well on the sending or receiving bank?

I think you'll find it's down to the luck of the draw. If you expect the worst but hope for the best you won't be quite as disappointed as you might have been. 😊😊

I had a Chip to Charter initiated on 27th April complete on 1st May. My partner who initiated on same day is yet to complete. It has been rejected 3 times. Initially they were told it was rejected due to an address mismatch. After correcting that and getting Charter to reinitiate it, it was rejected again. This time they opened a new account and restarted. It took a week for Chip to come back but this time they said that both were being rejected because a partial transfer had been requested (even though it hadn't).

Now because Charter only allow you to initiate a transfer online at opening (and they have no new easy access isa's to open) they have had to send a paper transfer form to Charter to try again which is currently in transit.

I will add at this point that both myself and partner completed the request exactly the same way and the same address "mismatch" was on both of our accounts but mine went through swimmingly.

So totally agree that it is luck of the draw.

flobbalobbalob

ISA transfer Zopa to Monument has now arrived. Initiated 11'th April. 1 failure by Monument and 2 long waits from Zopa. 

Beeblebr0x

How long are folks waiting for withdrawals from Tembo's Easy Access cash ISA?

gambleruk

Beeblebr0x said:

How long are folks waiting for withdrawals from Tembo's Easy Access cash ISA?

I withdrew on Wednesday around 2pm and it appeared in my bank account the early hours of Friday morning by the looks of it, so as it says on their website 1 to 2 days.

uptdale

Transfer from Leeds BS to Tembo initiated by OH on 13 March still not completed.  The initial issue seems to be delay at Tembo's end.  The transfer included 2024-25 contributions (all of them), so "current year" contributions when the application was made, but it seems that the transfer form did not reach Leeds until well after 5 April, when the "current year" was 2025-26.  Leeds queried that with Tembo, who queried it with OH, who clarified straight away, but Leeds said they heard nothing more from Tembo until OH chased Tembo on 17 May.

Leeds have now debited OH's account with them, but it's still not reached the Tembo app.

Is this a record??

Beeblebr0x

Shawbrook to Tembo was completed in a couple of days for me

Johnny-Cage

Transfer applied last Wed, T212 - Chip
Signed forms in the T212 app Fri and funds disappeared that day
Just received a email from Chip this morning transfer complete and funds now in the Chip ISA 

Is it normal not being credited any interest during the funds leaving a previous ISA and appearing in your new ISA
So 3 days worth 

Aidanmc

Johnny-Cage said:

Transfer applied last Wed, T212 - Chip
Signed forms in the T212 app Fri and funds disappeared that day
Just received a email from Chip this morning transfer complete and funds now in the Chip ISA 

Is it normal not being credited any interest during the funds leaving a previous ISA and appearing in your new ISA
So 3 days worth 

Once you confirm the transfer on the T212 app, the funds leave your account immediately or thats been my experience.

Was it Friday afternoon?

May have been better to wait until today to confirm on T212 app.

Overall though a quick transfer.

Johnny-Cage

Aidanmc said:

Johnny-Cage said:

Transfer applied last Wed, T212 - Chip
Signed forms in the T212 app Fri and funds disappeared that day
Just received a email from Chip this morning transfer complete and funds now in the Chip ISA 

Is it normal not being credited any interest during the funds leaving a previous ISA and appearing in your new ISA
So 3 days worth 

Once you confirm the transfer on the T212 app, the funds leave your account immediately or thats been my experience.

Was it Friday afternoon?

May have been better to wait until today to confirm on T212 app.

Overall though a quick transfer.

Yh it was Fri, No big loss I guess 

Stargunner

Aidanmc said:

Johnny-Cage said:

Transfer applied last Wed, T212 - Chip
Signed forms in the T212 app Fri and funds disappeared that day
Just received a email from Chip this morning transfer complete and funds now in the Chip ISA 

Is it normal not being credited any interest during the funds leaving a previous ISA and appearing in your new ISA
So 3 days worth 

Once you confirm the transfer on the T212 app, the funds leave your account immediately or thats been my experience.

Was it Friday afternoon?

May have been better to wait until today to confirm on T212 app.

Overall though a quick transfer.

It has transferred quicker than mine. I applied last Tuesday to trsnsfer from T212 to Chip and so far nothing has happened, just the message in the app saying that they take 15 working days.