Cash ISAs: The Best Currently Available List

dlevene

Transfer request from T212 to Chip went in on the 27th and completed today - can't say much fairer than that!

Sounds like I did well to get it at 4.99% too.

badger09

Principality Online Bonus 5 Access Cash ISA 
Email 3/6/25
Interest currently 4.4% (2.95% without bonus), reducing to
4.15% (2.7%) 19/6/25

Ist page shows issue 4 reducing to 4.25% 19/6

s71hj

Had a pension pot through and trying to work out how to put £20000 from into cash isas. Need to maintain penalty free access to some of it. I already have ISAs as follows, t212 4.1% flexible then non flexible: Plum 4.68% moneybox 4.8 and tembo 4.8. I was thinking of opening the Vida flexible one, possibly both the easy and defined access and splitting the 20000 between these 2 and the existing Moneybox one. Any constructive thoughts /advice appreciated, I know there's a lot of knowledge and experience on here.

slinger2

s71hj said:

Had a pension pot through and trying to work out how to put £20000 from into cash isas. Need to maintain penalty free access to some of it. I already have ISAs as follows, t212 4.1% flexible then non flexible: Plum 4.68% moneybox 4.8 and tembo 4.8. I was thinking of opening the Vida flexible one, possibly both the easy and defined access and splitting the 20000 between these 2 and the existing Moneybox one. Any constructive thoughts /advice appreciated, I know there's a lot of knowledge and experience on here.

Is T212 not flexible now? I missed that change

pecunianonolet

slinger2 said:

s71hj said:

Had a pension pot through and trying to work out how to put £20000 from into cash isas. Need to maintain penalty free access to some of it. I already have ISAs as follows, t212 4.1% flexible then non flexible: Plum 4.68% moneybox 4.8 and tembo 4.8. I was thinking of opening the Vida flexible one, possibly both the easy and defined access and splitting the 20000 between these 2 and the existing Moneybox one. Any constructive thoughts /advice appreciated, I know there's a lot of knowledge and experience on here.

Is T212 not flexible now? I missed that change

T212 is still flexible, the above post is just not very clearly articulated. 

s71hj

pecunianonolet said:

slinger2 said:

s71hj said:

Had a pension pot through and trying to work out how to put £20000 from into cash isas. Need to maintain penalty free access to some of it. I already have ISAs as follows, t212 4.1% flexible then non flexible: Plum 4.68% moneybox 4.8 and tembo 4.8. I was thinking of opening the Vida flexible one, possibly both the easy and defined access and splitting the 20000 between these 2 and the existing Moneybox one. Any constructive thoughts /advice appreciated, I know there's a lot of knowledge and experience on here.

Is T212 not flexible now? I missed that change

T212 is still flexible, the above post is just not very clearly articulated. 

Sorry if it was unclear, I put the flexible one first then listed all the non flexible ones together so that I only had to type "non flexible" once!

slinger2

s71hj said:

pecunianonolet said:

slinger2 said:

s71hj said:

Had a pension pot through and trying to work out how to put £20000 from into cash isas. Need to maintain penalty free access to some of it. I already have ISAs as follows, t212 4.1% flexible then non flexible: Plum 4.68% moneybox 4.8 and tembo 4.8. I was thinking of opening the Vida flexible one, possibly both the easy and defined access and splitting the 20000 between these 2 and the existing Moneybox one. Any constructive thoughts /advice appreciated, I know there's a lot of knowledge and experience on here.

Is T212 not flexible now? I missed that change

T212 is still flexible, the above post is just not very clearly articulated. 

Sorry if it was unclear, I put the flexible one first then listed all the non flexible ones together so that I only had to type "non flexible" once!

Sorry. I misread it.

s71hj

Re the Vida savings ISA, do they have any way to enforce their demand that you transfer any ISA with another provider to them in full as a condition of opening?

masonic

s71hj said:

Re the Vida savings ISA, do they have any way to enforce their demand that you transfer any ISA with another provider to them in full as a condition of opening?

Of course not. Do they really demand their customers must use them exclusively for all ISA savings?

Malchester

Just looked at VIDA savings. Their site says

Deposits must be added by electronic transfer from your Nominated Bank Account, which must be in your name.  You may also transfer existing ISAs from other providers into this account, up to the Maximum Account Balance.​

No suggestion it is compulsory. Do they mean if you are transferring an ISA to then you must transfer the full amount and not a partial transfer