Cash ISAs: The Best Currently Available List

Kazza242

purplestar133 wrote: »

Just had a look at the Nationwide 1 year fixed rate ISA on Nationwide's website, and it says:

Please note, this products is exclusively available for existing customers with a maturing Fixed Rate ISA. Please take a look at our how to apply page for more details.

Damn! I keep deciding on ISAs then they keep changing or disappearing!

Hi, this is no longer the case. The Nationwide 1 year fixed rate ISA is now available to all customers.

jimbow25 wrote: »

Something to note on the top paying ISAs at the moment which page 1 doesn't say - all of the Santander Flexible ISA, the Santander Loyalty ISA and the Barclays Golden ISA track movements in the base rate for 12 months (Santander) / until 1st March 2012 (Barclays).

Hi, I intended to add the rate guarantees the other day. I had added the ISAs to the list the day before they officially launched, but the guarantees they were offering had not yet been announced. I have added them now.

StevieJ

JezR wrote: »

Skipton is closing the 5 year / 5% account at the end of Monday according to my local branch. Don't know about the rest of their current range.

Looks like they have reopened it at 4.5% for 5 years, I guess the Halifax 4.3% (4 years) is now the best long term fixed rate again.

http://www.skipton.co.uk/savings_and_investments/isas/fixed_rate_cash_isa/

Special_Saver2

I will mention the Buckinghamshire BS Chiltern Gold Nuggets Regular Savings ISA account. The interest rate has increased to 3.5% on £500+. If you don't have a lump sum to put in a cash ISA on 6th April then this account might be of interest to you. (If you do have plenty of money to put in an ISA straight away then do that instead so that you earn as much tax-free interest as possible.)

SS2

bigfreddiel

StevieJ wrote: »

Looks like they have reopened it at 4.5% for 5 years, I guess the Halifax 4.3% (4 years) is now the best long term fixed rate again.

nationwide 4.4% - 4 years - need >£25k

or

4.3% - 4 years < £25k

http://www.nationwide.co.uk/savings/cash_isa/fixedrateisabonds/summary-4-year-fixedrateisabond-annual.htm

edda

Heard that Dumfermline B. Soc. is launching a 3.2% ISA tomorrow.

Don't know the details yet, but this will possibly replace the existing 1 year fixed - and should accept transfers.

Note this is an unconfirmed rumour.

cyclonebri1

You know some of these guys are bending us over big time.

Got a letter from Santander today. Now I'm sorry as I'm abit casual about our funds, always move them, but can never remember where I actually put them. .

Anyway both me and the wife misread it 1st time. Thought we had a balance of £5100 in the account. Only when I figured that was the investment did I delve further.

I moved that money over a year ago, account must still be open with 0 balance.

The interest rate for an Abbey direct ISA?????


0.10 on balances under £27k:eek::eek:

At least i had some sense left last year:mad::mad::mad:

Kazza242

Here is some info on the most recent updates to the first post of this thread:

Cater Allen Private Bank* have launched a one year fixed rate ISA paying 3.30%. The minimum opening deposit is £5,100.

Dunfermline Building Society have also launched a one year fixed rate ISA paying 3.20% on balances of £100+.

Nationwide's 18 month fixed rate ISA now pays 3.75% on balances of £25,000+ and 3.55% on balances from £1 to £24,999.

Northern Rock are now offering 4.50% on their new five year fixed rate ISA which matures on 15/04/2016. The minimum deposit is £500.

From 06/04/2011 Manchester Building Society will be launching a regular savings ISA paying 4.00%. One penalty free withdrawal is permitted during the account year.

*All deposits held with Cater Allen Limited are fully and unconditionally guaranteed by Santander UK plc. Cater Allen Limited is covered by the Financial Services Compensation Scheme.

blueberrypie

Bumping this thread to keep it near the top of the first page of the ISAs board - which is where it should be, especially at this time of year. Why the MSE PTB won't sticky it, I don't know!

10_66

blueberrypie wrote: »

...Why the MSE PTB won't sticky it, I don't know!

Definitely should be.

rb10

blueberrypie wrote: »

Why the MSE PTB won't sticky it, I don't know!

There's a simple answer to that ... they'd rather that you use their (less comprehensive) ISA page, as if you open an account via that page, MSE get paid by the banks!

This thread gives them no income.