Cash ISAs: The Best Currently Available List

purplestar133

Kazza242 wrote: »

Hi there. I've added it now:). I didn't get a chance to take a proper look at until now, as it's been a really busy week at work leaving me only time to make quick updates to the list.

Many thanks!

sprouty76

I think the Halifax ISA Direct Reward rate has gone up to 3.0% (+0.2% for reward customers), as rb10 suggested - their summary now says: "Variable Interest Rates (AER) effective from 0.00am on 27th February 2011 - 3.00%"

Kazza242

sprouty76 wrote: »

I think the Halifax ISA Direct Reward rate has gone up to 3.0% (+0.2% for reward customers), as rb10 suggested - their summary now says: "Variable Interest Rates (AER) effective from 0.00am on 27th February 2011 - 3.00%"

Hi, yes the Halifax ISA Direct Reward rate has increased to 3.00% (3.20% for customers with qualifying current accounts paying in £1K per month). The updated rate and other updates have been added to the list.

pete1976

Kazza242 wrote: »

Hi, yes the Halifax ISA Direct Reward rate has increased to 3.00% (3.20% for customers with qualifying current accounts paying in £1K per month). The updated rate and other updates have been added to the list.

Is this just for new accounts or current ones too (I opened one a couple of weeks ago)?

rb10

pete1976 wrote: »

Is this just for new accounts or current ones too (I opened one a couple of weeks ago)?

New accounts only.

You will need to phone up and ask them to change it to the new offer. The phone call took me under 5 minutes.

emeraldbugle

Kazza - it appears the Halifax Direct Reward ISA has limited 'online' access. When you view your account it just says 'enquiry only service', I can't find anything in the literature about not been able to make withdrawals online . Might be worth mentioning.

pete1976

emeraldbugle wrote: »

Kazza - it appears the Halifax Direct Reward ISA has limited 'online' access. When you view your account it just says 'enquiry only service', I can't find anything in the literature about not been able to make withdrawals online . Might be worth mentioning.

You're quite right. To make withdrawals from this account you either have to phone up or, to do it online you need to have another Halifax account. You can open (as I have done) a variable rate web saver account (think that's what it's called) for this very purpose.

Please see this thread for more info:

https://forums.moneysavingexpert.com/discussion/2158397

emeraldbugle

pete1976 wrote: »

You're quite right. To make withdrawals from this account you either have to phone up or, to do it online you need to have another Halifax account. You can open (as I have done) a variable rate web saver account (think that's what it's called) for this very purpose.

Please see this thread for more info:

https://forums.moneysavingexpert.com/discussion/2158397

Thanks Pete, but I do have a current account with Halifax, there doesn't appear to be the option to withdraw online.

pete1976

emeraldbugle wrote: »

Thanks Pete, but I do have a current account with Halifax, there doesn't appear to be the option to withdraw online.

Mmm strange...you should have a "Make a transfer" button next to your ISA so that you can move money to your current account and then out from there to wherever you want.

rb10

emeraldbugle wrote: »

Kazza - it appears the Halifax Direct Reward ISA has limited 'online' access. When you view your account it just says 'enquiry only service', I can't find anything in the literature about not been able to make withdrawals online . Might be worth mentioning.

No - this is just because either you have not yet provided ID, or have not returned the signed application form.

As soon as they have received both of these, the 'Enquiry Only Service' marker will disappear, and the account will be fully active.