Cash ISAs: The Best Currently Available List

owitemisermusa

JamesPond wrote: »

Are you sure?, I just applied for mine online

Hmm.. I cannot. Where's the link? It states 3 means of applying and online is not one of them. You can fill out an electronic form but it seems you have to send it to them by post.

Are you an existing customer?

TCA

owitemisermusa wrote: »

Walked into a branch today and was told this product is to be withdrawn tomorrow. Shame you cannot apply online and need to make an appointment to open one.
FYI.

Yes, today (13th) is the last day:

https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=194614

THRIFTY_GIRL

owitemisermusa wrote: »

Hmm.. I cannot. Where's the link? It states 3 means of applying and online is not one of them. You can fill out an electronic form but it seems you have to send it to them by post.

Are you an existing customer?

I am having the same problem. There is no online option:(; there is no branch nearby:(;I don't know if they will accept the postal form if I post it today and I can't get through on the phone - have been on hold for one hour:mad::mad: and now they have cut me off!!!!! I am go to have to chance it I think....off to post the transfer form...all fingers and toes crossed please.

single_lonely

Thrifty Girl:

ive just seen this today and on the website it says:
DUE TO HIGH DEMAND WE STRONGLY RECOMMEND THAT YOU APPLY IN BRANCH OR VIA THE POSTAL APPLICATION BELOW.
WEB APPLICATIONS WILL BE ACCEPTED UP TO 5 DAYS FOLLOWING ANY WITHDRAWAL OF THE OFFER.

May be if i post this tommorrow it will be accepted?

steviewander

gowgowuk wrote: »

Hello, Thanks for mentioning this ISA. I was going to tranfer my 2 ISAs to Nationwide 2.75%, but this is a much better deal. I had a look and I don't see a "catch" either (apart from the fact that you have to pay in minimum £100 for 9 months, but that's not really a problem!). I would also be interested by other people opinions..

The only catch I can see from their webpage: http://www.newcastle.co.uk/savings/balancebuilderisa

is point (1) & (7). Not only is the account interest variable, but the bonus is variable too. I assumed that the bonus of 1.4% would remain fixed if you did the 9 monthly minimum payments into the account. There's nothing to stop them from reducing the 1.4% bonus to a negligible amount tomorrow.

What do other people think?

steviewander

Ok quick update on my last post. I phoned Newcastle Building Society about their Balance builder and they said that the 1.4% bonus is *not* variable but fixed.

So the website says one thing and they tell you something different on the phone.

Confused!

JamesPond

owitemisermusa wrote: »

Hmm.. I cannot. Where's the link? It states 3 means of applying and online is not one of them. You can fill out an electronic form but it seems you have to send it to them by post.

Are you an existing customer?

Sorry I mean I completed the form and posted it

Mad_old_tory

Random question on the BM Extra, I want to transfer in my old Egg ISA but don't have the £500 to make the minimum deposit. Would my transfer (about £1,400) count as the initial deposit or do I have to make the £500 in addition to my transfer?

gowgowuk

steviewander wrote: »

Ok quick update on my last post. I phoned Newcastle Building Society about their Balance builder and they said that the 1.4% bonus is *not* variable but fixed.

So the website says one thing and they tell you something different on the phone.

Confused!

Glad to hear it: I've just applied this afternoon!

MarkyMarkD

So what if the bonus is not variable? They could reduce the basic rate to 0% and then pay you 1.4%, and you could do nothing but (a) walk away and have just earned 2% or (b) stay and just earn 1.4% plus a bit of time at 3.4%.

Why do people buy accounts with such dubious bonuses?