Cash ISAs: The Best Currently Available List

tsmiggy54

https://forums.moneysavingexpert.com/discussion/comment/82003778#Comment_82003778

https://forums.moneysavingexpert.com/discussion/comment/82003778#Comment_82003778

It says the cashback will be paid into your current account, so i assume you would need to have one, or am i wrong.

MarkFromCornwall

Yes, quote “You must have a Lloyds current account, as this is where your cashback will be paid into.”

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/82004227#Comment_82004227

The same happened to me with Chip, who delayed transfer 4 times to Trading212, with the most obscurely outragageous excuses. When the transfer finally completed, I received an exceeding curt email telling me never to invest with them again - With absolute pleasure, I won't be. I wasn't the only MSE member to have transfer issues with Chip nor receive such a curt email, either .

Having learnt my lesson, I'm now far more prudent with not being taken in with 'headline / market leading interest rates' from App based providers. BTW, I have all the Apps: Plum, eToro, Moneybox, Chip, Trading212 etc. Of them all, imho and experience,Trading212 is the most decent of the App based ISA's - Polite, useable, contactable, and efficient, I've transfered in and out and am still more than welcome to use Trading212 anytime with all my accounts remaining open for use, which is very welcome and handy as I have a flexible returnable allowance from last year's ISA that I aim to return later this year - A flexible ISA is at times, worth it's weight in gold, especially with the up and coming ISA changes next tax year 🤨.

trickydicky14

https://forums.moneysavingexpert.com/discussion/comment/82004577#Comment_82004577

It's a good rate but as said, you really do need to read the T&C's, so many twists and turns with Plum and it took me over three weeks to get Plum to move my ISA to Paragon. You may be happy with it but I was not.

masonic

https://forums.moneysavingexpert.com/discussion/comment/82005315#Comment_82005315

When it comes to ISA transfers, it takes two to tango. Mine from Plum to Moneybox was completed in just a few days. During my year with them they removed most of the worst aspects, like interest being credited a month in arrears.

Meanwhile, positive comments about Trading212, while I've been happy with them too, are no guarantee. There is a thread running elsewhere where someone has been given 30 days notice of their ISA being closed for no apparent reason.

In all cases YMMV.

dlevene

Vanquis triple access is back at 4.3%

https://www.vanquis.com/savings/isas/triple-access-isa/

1spiral

When transferring in to Vanquis, is it done as part of the online process or is it a paper form? If the former, can you select more than one isa to transfer in or is it just a single form at the application process with additional transfers by paper?

oddcueball52

https://forums.moneysavingexpert.com/discussion/comment/82006790#Comment_82006790

I did this before for one transfer but I think I did see options add additional ISA transfer as part of the online application process.

If you have completed the application process, you would need to print off and send the form to request transfer in.

dlevene

https://forums.moneysavingexpert.com/discussion/comment/82006871#Comment_82006871

Yes this was my experience

p1ston

The Lloyds fixed ISA 1 year says add extra 0.05% if had Premier account open for 8 days. Any idea if they count differently than if opened today, 8 days falls on 29 May. Also is it only then that you can open your fixed ISA at 4.55 plus 0.05%. Or something else?