Cash ISAs: The Best Currently Available List

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81999937#Comment_81999937

Don't think it's a 'pretense', they are an Islamic bank that generates profits by Sharia Law-compliant trading and investing in assets. Doesn't 'turns out' or 'seems to be' that they are not lending - lending is not forbidden, lending to obtain a benefit is forbidden.

masonic

https://forums.moneysavingexpert.com/discussion/comment/82000021#Comment_82000021

No, @flaneurs_lobster says "lending to obtain a benefit is forbidden". For the hard of thinking, that requires both a benefit and lending. If lending is not occurring, then there can be a benefit.

I agree that some somersaults are being performed in twisting the words of other forumites, so I would just ask that you refrain from that in future.

p1ston

"If lending is not occurring."

Just so that I can refrain, up here's the actual quote.

You're actually saying this bank is NOT lending.

One more.

dlevene

What a really weird thing to get so upset about, also nothing to do with the topic of best Cash ISAs

p1ston

"It's not a contortion, it's a shift from a debt-based arrangement to an asset-based one."

In the very sentence in which you say it's not, you introduce yet another contortion.

I've lost count.

p1ston

https://forums.moneysavingexpert.com/discussion/comment/82000128#Comment_82000128

You said it. It is weird. I'm moving on.

masonic

Thank goodness for that realisation.

Back on the topic of the best cash ISAs, does anyone happen to know if the Trading212 bonus offer can be taken up by people who are not completely new to T212, but have never held a cash ISA with them?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82000177#Comment_82000177

Can only quote from the promo terms

You will not be eligible to participate in the Promotion if you are:

2.2.1. A current or previous customer of Trading 212;

https://www.trading212.com/legal-documentation/uk/cash-isa/Promotional-Terms_EN.pdf

masonic

https://forums.moneysavingexpert.com/discussion/comment/82000241#Comment_82000241

Yeah, I'm not hopeful based on that, but interested in whether anyone has tested the boundaries. The free share I got years ago is looking like a lucky escape for them.

dlevene

Applied for a transfer from Chip to the easy access with Charter on Wednesday evening, was completed this afternoon. Not bad