Cash ISAs: The Best Currently Available List

brucefan_2

https://forums.moneysavingexpert.com/discussion/comment/82011417#Comment_82011417

Thank you for this information - that's helpful. I'll message them tomorrow and see what they have to say.

Best Wishes,

David

Rosa_Damascena

https://forums.moneysavingexpert.com/discussion/comment/82004574#Comment_82004574

+ve: I like the app, its motiovating to see the savings rack up.

-ve: it requires your linked bank account details to be updated frequently, and although there is an online chat function getting hold of someone to speak to in a hurry is a nigh-on impossible, as I found to my cost over Easter BH weekend (which coincided with the end of 2025/6). I also found it tricky to transfer between my big provider and Plum because Plum doesn't operate on the usual sort code/account number model, they use reference numbers instead. The plan is to close it upon maturity because banking should be straightforward, I'd rather sacrifice a small amount of interest than tear my hear out with stress.

Any comments on Secure Bank Trust for fixed rate cash ISAs? Good / bad / ugly?

cherryade44

Tried a cash ISA transfer to Vida but it wouldn't accept the sort code or account number from the other bank. Checked it many times , no luck . Was going to ring them but thought why bother . Will go elsewhere

EDIT After calming down I did ring them , they answered very quickly. Apparently when it asks for the sort code and account number for the bank you are transferring from you ignore this and fill in the roll number / reference with the account number . This may only apply if the bank is Ford money FCE, I don't know .

t does say something similar on the ford website. Form completed

Growingold

https://forums.moneysavingexpert.com/discussion/comment/82011417#Comment_82011417

This was the message I received back from them.

Thank you for your recent secure message.

I can confirm that we have recently updated our ISA policy to align with HMRC guidelines. We are currently in the process of updating our application form for customers opening an account with us.

In the meantime, you may still proceed with opening an account with Vida Savings and, in line with HMRC rules, you are able to invest elsewhere within the same tax year if you wish.

If you have any further queries or would like to talk to our Customer Service team, please call us on 0345 6460 460. Alternatively, you can message us through our secure customer portal or via email at enquiries@secure.vidasavings.co.uk

nomorekids

https://forums.moneysavingexpert.com/discussion/comment/82012080#Comment_82012080

I have done ISA transfers to Secure Trust Bank in the past for previous years ISA's and Secure Trust Bank were good, speedy, no issues and I'm hoping their two year deal will still be available end of june as if so I ll be putting a couple of end of July maturing ISA's in their 4.74%

winkowinko

Moneybox cash ISA (max 3 withdrawls) now paying 4.75% for new customers.

gwapenut

Is the moneybox ISA offering 4.75% on full transferred balances with no limit, or are there weasel words? I remember one of these newcomers had weasel words exclusions on transfers but it doesn't seem to be this one.

Are they ok?

winkowinko

https://forums.moneysavingexpert.com/discussion/comment/82013201#Comment_82013201

Same rate applies to transfers. Can't find anything on there that suggests it applies to this year's money only.

I've had their ISA for about 6 weeks, and they seem fine. I haven't needed to withdraw money yet.

Min £500 deposit, and a maximum of 3 withdrawals.

Nick_C

Note the Moneybox ISA is not flexible.

hoppy2

Trading 212 just put theirs up to 4.76 just to keep at the top