Cash ISAs: The Best Currently Available List

masonic

https://forums.moneysavingexpert.com/discussion/comment/82013201#Comment_82013201

Before they put the rate up to 4.75%, they accepted my old ISA money and paid the promotional rate on it. My only gripe with Moneybox is the interest void period. They take a couple of working days after receipt to start paying interest.

gwapenut

How good are moneybox at maintaining rates?

MichaelAP

https://forums.moneysavingexpert.com/discussion/comment/82013186#Comment_82013186

Opened one a week too early me thinks….. 4.3%.

moi

Somewhere in this thread I've read the helpful posts about Barclays, Shawbrook, & Kent Reliance allowing further annual deposits of new money into their fixed term ISAs.

I was planning to open a 3 yr Kent fix, only to discover they're stopping this useful feature. When Kent move ISAs to their new online platform 'later in the year,' "•Deposits into a Fixed Rate ISA – will not be possible after the initial funding window."

Here: https://www.kentreliance.co.uk/media/gugptbna/kr-dual-tcs-summary.pdf

I don't think I've read that change here☹️ Sorry if I'm duplicating.

Growingold

https://forums.moneysavingexpert.com/discussion/comment/82014530#Comment_82014530

Yes previously mentioned and discussed in the Kent Reliance thread so now AFAIK only Barclays and Shawbrook have that facility. Difference between these 2 are with Shawbrook you can only withdraw with penalty but with Barclays if you're a premier customer you can can withdraw up to 10% of the current balance penalty free 3 times during the term and if not 1 time during the term.

pecunianonolet

Monument Bank

Do they still have transfer in promotions?

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/82017575#Comment_82017575

https://www.monument.co/savings/easy-access-cash-isa-boosted-rate

An additional fixed bonus rate of 0.60% AER will apply for 12 months.

dlevene

https://forums.moneysavingexpert.com/discussion/comment/82017575#Comment_82017575

They're still doing the £30 refer a friend, but that ends on the 3rd and I'm hoping that they bump it back up to £50 (as it was before).

SFCooper

For Monument’s Cash ISA, is the bonus rate paid at the same time or is it paid after 12 months?

dlevene

https://forums.moneysavingexpert.com/discussion/comment/82019124#Comment_82019124

All interest paid monthly, looks like