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Cash ISAs: The Best Currently Available List

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Comments

  • cherryade44
    cherryade44 Posts: 115 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    edited 26 May at 3:48PM

    Tried a cash ISA transfer to Vida but it wouldn't accept the sort code or account number from the other bank. Checked it many times , no luck . Was going to ring them but thought why bother . Will go elsewhere

    EDIT After calming down I did ring them , they answered very quickly. Apparently when it asks for the sort code and account number for the bank you are transferring from you ignore this and fill in the roll number / reference with the account number . This may only apply if the bank is Ford money FCE, I don't know .

    t does say something similar on the ford website. Form completed

  • Growingold
    Growingold Posts: 576 Forumite
    Seventh Anniversary 100 Posts Name Dropper

    This was the message I received back from them.

    Thank you for your recent secure message.

    I can confirm that we have recently updated our ISA policy to align with HMRC guidelines. We are currently in the process of updating our application form for customers opening an account with us.

    In the meantime, you may still proceed with opening an account with Vida Savings and, in line with HMRC rules, you are able to invest elsewhere within the same tax year if you wish.

    If you have any further queries or would like to talk to our Customer Service team, please call us on 0345 6460 460. Alternatively, you can message us through our secure customer portal or via email at enquiries@secure.vidasavings.co.uk

  • nomorekids
    nomorekids Posts: 563 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker

    I have done ISA transfers to Secure Trust Bank in the past for previous years ISA's and Secure Trust Bank were good, speedy, no issues and I'm hoping their two year deal will still be available end of june as if so I ll be putting a couple of end of July maturing ISA's in their 4.74%

    If you want to be rich, never, ever have kids ;)
  • winkowinko
    winkowinko Posts: 465 Forumite
    100 Posts First Anniversary Name Dropper
    edited 27 May at 11:38AM

    Moneybox cash ISA (max 3 withdrawls) now paying 4.75% for new customers.

  • gwapenut
    gwapenut Posts: 1,486 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Is the moneybox ISA offering 4.75% on full transferred balances with no limit, or are there weasel words? I remember one of these newcomers had weasel words exclusions on transfers but it doesn't seem to be this one.

    Are they ok?

  • winkowinko
    winkowinko Posts: 465 Forumite
    100 Posts First Anniversary Name Dropper
    edited 27 May at 11:54AM

    Same rate applies to transfers. Can't find anything on there that suggests it applies to this year's money only.

    I've had their ISA for about 6 weeks, and they seem fine. I haven't needed to withdraw money yet.

    Min £500 deposit, and a maximum of 3 withdrawals.

  • Nick_C
    Nick_C Posts: 7,678 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!

    Note the Moneybox ISA is not flexible.

  • hoppy2
    hoppy2 Posts: 25 Forumite
    10 Posts First Anniversary

    Trading 212 just put theirs up to 4.76 just to keep at the top

  • masonic
    masonic Posts: 29,881 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 27 May at 6:20PM

    Before they put the rate up to 4.75%, they accepted my old ISA money and paid the promotional rate on it. My only gripe with Moneybox is the interest void period. They take a couple of working days after receipt to start paying interest.

  • gwapenut
    gwapenut Posts: 1,486 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    How good are moneybox at maintaining rates?

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