Cash ISAs: The Best Currently Available List

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81961295#Comment_81961295

Exactly.

Zaul22

Atom are currently good but have a history of massively cutting the rate after acquiring enough customers. As shown by their terrible non ISA easy access rate.

NebulaNova

https://forums.moneysavingexpert.com/discussion/comment/81961286#Comment_81961286

It says 3.78% on their website?

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81961332#Comment_81961332

https://www.monument.co/savings/easy-access-cash-isa-boosted-rate

NebulaNova

https://forums.moneysavingexpert.com/discussion/comment/81961340#Comment_81961340

That's odd. It's not mentioned on their website when you go on there.

Johnny-Cage

https://forums.moneysavingexpert.com/discussion/comment/81961349#Comment_81961349

https://www.monument.co/savings/easy-access-cash-isa-boosted-rate

NebulaNova

https://forums.moneysavingexpert.com/discussion/comment/81961355#Comment_81961355

Thanks. Although never heard of them.

andyhicks88

I have gone ahead and opened the ISA with Monument, I'm afraid I did already have a refferal from someone else so sorry for those on here hoping for a little pay day through me 😂 I actually like their app alot, the opening process was quick and simple and when I needed to query something the live chat with a real person was instant. I'm quite impressed and it's a shame they didn't offer some fixed rate accounts otherwise I might have stayed there.

crumpet_man

https://forums.moneysavingexpert.com/discussion/comment/81961278#Comment_81961278

Is your £10k deposit new money (2026-2027 contributions) or a transfer from an ISA with previous years money?

If it is new money, you could just withdraw it rather than doing a transfer as Monument is flexible. You might even have time to get the 90 day 6% interest at XTB as well.

NebulaNova

These are worrying posts about Monument and transfers out

forums.moneysavingexpert.com/discussion/6611216/monument-partial-transfer-out-charter-bank-transfer-in

forums.moneysavingexpert.com/discussion/6608119/can-039-t-transfer-isa-from-monument-bank-to-castle-trust-bank