Cash ISAs: The Best Currently Available List

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81961255#Comment_81961255

Yeah unfortunately i found out after i opened the account, about right eh!

Account has been sorted and opened, just started a transfer from Moneybox.

Spoke to someone on live chat briefly too, got to say, was impressed. Quick to respond, polite etc.

Lets see how it goes…

andyhicks88

I saw someone say earlier in the thread Monument are a bit dodgy with transfers out though and I'd rather not have to go through a rigmarole to get it transferred out when I'm only doing it to get the bonus and will want it transferred back out asap. Whether a load of hassle is worth £50 is debatable!

NebulaNova

https://forums.moneysavingexpert.com/discussion/comment/81961235#Comment_81961235

The interest rate isn't great though, even if it is flexible. It's less than 4%

Johnny-Cage

https://forums.moneysavingexpert.com/discussion/comment/81961269#Comment_81961269

same here

Typical you find out afterwards, I started a transfer Fri from Chip and it’s at the final stage of waiting funds to transfer across already very smooth

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81961280#Comment_81961280

Sigh. It's 4.28% for new customers. (3.74% + 0.54% Bonus)

New customers will always have the bonus rate propping them up for the first 12 months.

blindman

https://forums.moneysavingexpert.com/discussion/comment/81961280#Comment_81961280

Interest is 4.28% including the bonus rate which lasts until 10th April 2027

blindman

https://forums.moneysavingexpert.com/discussion/comment/81961278#Comment_81961278

So ONE person has an issue and that puts you off😣

Johnny-Cage

https://forums.moneysavingexpert.com/discussion/comment/81961278#Comment_81961278

thing is thou you only hear about the bad experiences online never the good ones

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81961295#Comment_81961295

Exactly.

Zaul22

Atom are currently good but have a history of massively cutting the rate after acquiring enough customers. As shown by their terrible non ISA easy access rate.