Cash ISAs: The Best Currently Available List

charlie12525

https://forums.moneysavingexpert.com/discussion/comment/81961059#Comment_81961059

Why do you think you can't add new money to your HSBC ISA?
That is what I plan to do.
I opened my HSBC ISA on 30/03 and I have an ISA transfer in which is in progress (via snail mail). I am going to add funds by bank transfer in a few days to make a total of 50k and expect cashback of £250.

nomorekids

https://forums.moneysavingexpert.com/discussion/comment/81963207#Comment_81963207

this is what i m doing too and opened the same time time as you. Already topped up a bit but will make up the magic £50K for the bonus later 🤞

just wish they d get a move on with the transfers, snail pace indeed

mon3ysav3r

https://forums.moneysavingexpert.com/discussion/comment/81963207#Comment_81963207

The person I spoke to at HSBC on the phone said you could only make one deposit into the fixed Cash ISA, which was my ISA transfer. I said I can't find anything in the terms and conditions that say that. They then came back 20 mins later and said you might be able to add more using the transfer in pdf form from the HSBC website. I wasn't convinced, so went with another provider for this Tax year. Be interested in how you get on.

andyhicks88

I haven't recieved my £50 binus from Monument yet, seeing as by all accounts most people got theirs first thing the next morning I'm a little concerned. I did just speak to someone on live chat and they confirmed I'd completed all the steps and was eligible for the bonus but said to wait the full 48hrs stated payment timeframe and contact them again if it's not been paid still.

As i said the other day, I'm super impressed with their app and customer service so far, It's a shame I won't be sticking around.

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/81963564#Comment_81963564

Where you moving to?

andyhicks88

https://forums.moneysavingexpert.com/discussion/comment/81963579#Comment_81963579

Santander I think. I had hoped that I got the bonus this morning so I could open the acount and transfer today as I'm super nervous that the Santander offer is going to be pulled any day, but hopefully Monument come through and my little bonus get's paid ASAP so I can move on. But if it is pulled before I get a chance theres always HSBC but I don't really want to go through opening a new current account and all that malarky, plus I'm holding out for a switch bonus from them at some point for a current account anway .

Emily_Joy

I opened Plum cash ISA back on 10th April 2025, so last year. After trying to follow discussion on this thread I feel a bit lost. The interest used to be 5.67%, then it has dropped I believe. I would like to transfer this ISA elsewhere, as it seems a bit too complicated for my needs 😕.

Can I request a transfer now without loosing any interest/bonus or should do wait till 1st of May (I just made this date up)? Does any of "big high street banks" support an easy transfer from Plum?

blindman

Hi

Choose which ISA provider you want to invest in then from that new account request a transfer in from Plum.

Not all ISA's allow transfers in.

Your choices are

Fixed rate

Variable rates

Flexible ISA (allows you to withdarw money then put it back without losing ISA status)

I chose Monument as they;

Allow transfers in

Are a Flexible ISA

Have a good rate of interest

Have a referral bonus of £50-Closes today.

Lots of choices out there.

trickydicky14

https://forums.moneysavingexpert.com/discussion/comment/81963673#Comment_81963673

I think I would wait until the start of May, I trust you have received your yearly bonus. Don't move if you have not. I moved to Paragon and it took over 20 days and then only after I made a complaint to Plum, good luck.

Emily_Joy

HSBC: I submitted application online (not in app) on Sunday the 12th, they say it can take up to 5 days to open the account. I do not see anything in online banking as off today. When the account is actually opened, what is going to be the start date? Will they backdate it to Sunday, or will it be some later date? I have some RS maturing that I would like to use to fund the account, but I might miss the window if it backdated to Sunday.