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Return to Solvency
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Here's hoping for a better night tonight.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Glad HE has seen sense and not added to your workload. That must be a weight off your mind.
Hope you had/have a good night's sleep.Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
Well done on writing that email....and take it easy, at home and at work xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I slept well last night and had a lie in as HE is off until Monday and I was working from home so a nice quiet easy morning.
This afternoon I had my girls, which was lovely and I had lots of cuddles and baby kisses from little man.
Bl00dy car cost me £90 today though when I had to call out the breakdown service because it wouldn't start. One new battery later. I've asked OH to go to our local garage to get a price comparison though as they offer a price promise. He didn't seem very keen on doing it but after I said I'd do it myself he acted surprised and said he was prepared to do it.
It's my DD2 & DD3 birthday and anniversary of DD2s death on Saturday and OH has arranged to work a double shift. Although they were not his children, he is usually considerate of my feelings and understands that the day is hard. I'm upset that he agreed to work, although he asked me this evening if I minded. I wouldn't dream of telling him not to work but wish he'd put my feelings first. I considered going to DM but she doesn't understand that I still need to reflect and remember, despite her losing a little boy at a very young age.
The time of year, the situation with my health, the cancelled operation, the closure of my office and job relocation, along with trying to get out of debt is pulling me down at the moment. I wish I could just run away from it all.
Oh well, off to bed now as working in the office tomorrow
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Oh Granny, big hugs for you. You are always so loving and supportive of everyone else and it's so unfair that you should be feeling so alone and feeling overwhelmed. Do you have a special place you can go to, to reflect? Could you have an extra cuddle fest with DGD/DGSs?What would you get if all you got was what you were thankful for?0
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Oh Granny, big hugs for you. You are always so loving and supportive of everyone else and it's so unfair that you should be feeling so alone and feeling overwhelmed. Do you have a special place you can go to, to reflect? Could you have an extra cuddle fest with DGD/DGSs?
Couldn't have put it better.
Massive (almost to the point of suffocating) hugs from me XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
I'm in for the mse hugfest for granny. I hate to think of you being so down and alone, I'd be round like a shot if I lived round the corner.
Love to you granny
xxTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Good morning
Sorry to hear you are feeling down, I'll come and join you in wallowing in misery, but I'm in for the hugfest. I really do hope you can find something to brighten your dayLots of Love.
Debt 13-1-25 - £39K!!!
Mortgage 13-1-25 - £63K
Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest0 -
Massive hugs from me too, It's awful when you're feeling like you're swimming against the tide. Just remember everything comes in cycles and whilst everything is being thrown at you now it will pass and good times will come round again xxxxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Big hugs Granny xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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