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Return to Solvency

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  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Tea's up Brizzle, complete with Home made welsh cakes - yummy x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • beanielou
    beanielou Posts: 95,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on tatco :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks Beanie x

    so just a week to go until pay day and for the 2nd time this year I won't be using my overdraft. This gives me such a sense of achievement and progress in my fight to climbing out of this debt mountain.

    OH is working all day tomorrow so although I'm working from home I'm going to enjoy having the house to myself all day and only work a couple of hours. I achieved quite a lot today despite the fact that I only did 6 hours, which includes a couple of quick tea breaks so can afford to take it easy tomorrow. I don't really have enough work with me to cover all day anyway as I didn't bring much home with me yesterday. Normally I'd ask HIM to send me something to do or go into the office but in my attempt to be sensible and treat my health as top priority I'm going to listen to their advice for once. After all if I show them I can do more than they think they will start piling it on again.

    Off to bed to read for a bit now

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Baldybear
    Baldybear Posts: 1,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning :) Glad work is sorted sounds like a much better situation. YAY to overdraft am in month 2 too so thats fab :D
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks BB, yay to you too x

    As planned yesterday I've had a very lazy morning so far. HE asked me to write up a report that should take me 2 days. I've done so much preparation for it before I went off sick it should only actually take me 2 hours. I don't have some of the information needed to finish it off today so will leave it until tomorrow. However that means he thinks I'm working on it so won't disturb me today so I can pretty much skive for the day. It goes against the grain a bit but I'm determined not to let them run me ragged this month.

    OHs first magazine arrived today, cover price £4.20, so considering I only paid £5 for 5 issues plus a free gift, a real bargain. No sign of mine though.

    I have £85 in my bank with only a week to go until pay day. All my dds and so are paid, all I need is petrol so I am pretty proud of myself for that. (Also have the £500 from gold still)

    Moved my MOT to Tuesday as I have the money to cover it and have agreed to have DGDs on Thursday as DS is working all day.

    OH is nights this weekend so I'll have a nice quiet one, although there is plenty of sport on for him to watch. Considered going to DMs but think I'll leave it for a couple of weeks as I'm still a bit tired.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thats fab news about the OD granny..well done you.

    Also well done (for once ;)) of listening to the common sense approach and taking it easier at work..its important to look after your health and not let work dominate every waking moment

    i will come over for those welsh cakes soon! :D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • beanielou
    beanielou Posts: 95,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on OD ;j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    edited 21 February 2014 at 8:05PM
    Thanks Brizzle & BB

    I am so glad it's the end of the week. Today was my 1st full day in work and I'm exhausted. I was so tired driving home that when I stopped for petrol on the way home I couldn't for the life of me remember how much was in my bank account. In the end I put £20 in thinking if there isn't enough in there I'll transfer some over when I get home. This is despite only writing yesterday that I had £85 in my account.

    HE wasn't in my office today but still managed to wind me up. HE sent me a new case referral and said we will discuss your work load next week. I hope he means he will agree I've got enough to do but suspect he's considering giving me more to do. I'm not going to accept it without a fight though.

    OH is in an awful mood this evening, was also in a bad mood yesterday when he got home. All he's done is huffed and puffed about goodness knows what. I'm wishing I'd gone to my DMs after all but I'm so blinking tired I really am not up to travelling 160 miles just to get away from his grunting.

    I think the time of year is getting to me along with the disappointment re op, (next weekend is DD2 & DD3s) 27th birthday and anniversary of them leaving me after a very short life. I'm finding them in my thoughts rather a lot.

    Nothing much planned this weekend, probably just trying to stay out of OHs way so we don't end up rowing.

    Granny x

    D day - 47

    Work days

    Office 7 & 2

    Home 7 & 2
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Sorry things aren't more positive for you Granny. I'm also sorry that I probably keep reminding you about your girls with my witterings on my diary.

    Thinking of you Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Not at all my dear, your grief is so much more recent than mine and whilst thinking about your pain has made me think of them it's not something that is ever really far out of my mind. A friend of a friend lost her DD this week in a horrific accident and the little lamb was just 6 days old. I think that has brought the thoughts into the forefront of my mind to be honest. I don't mind remembering them, even though it makes me sad, they are after all an important part of my life

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
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