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Return to Solvency

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  • beanielou
    beanielou Posts: 95,637 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No words Im afraid but keep plodding xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Big hugs Granny and Lucky xxxx you've both every right to remember your losses. :A

    Hope your evening improves Granny xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Thank you Granny and DF(w) :A Xx

    So sorry to hear about the baby girl too. Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Hope all is well in the granny household. I hope your OH is feeling less grumpy and that you're feeling a little more relaxed. You sounded quite stressed in your post a couple of days ago.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Thinking of you granny and sending you oodles of love :heartsmil You are amazing, don't forget it!
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thank you Mrs F and Piq, I think you are pretty special too.

    I didn't have a very good weekend as OH was really in an off mood and for some reason I just couldn't handle it. I spent a large part of it trying to avoid him. He seems to be in a slightly better mood now but did snap at me when I told him I didn't want to watch a rather violent series he'd recorded.

    I rang my consultant's secretary earlier and was told that there is absolutely no chance that my op will happen before April. I'm still pencilled in for early April though.

    Car MOT and service done today, all I can say is thank goodness for the gold, £460 in total - ouch.

    Off to work in my office tomorrow, meeting in the morning and then discussion with HIM about my work load. I sent him an email today laying out how much time I have until I go off again and what I plan to do with this time, proving that I have no capacity for any additional tasks. If he tries to lump anything else on me I am going straight to my GP and asking to be signed off now.

    Hope your week is going well so far

    Granny x

    D day -42

    Work days 8 at home

    9 in office
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2 wrote: »
    Thank you Mrs F and Piq, I think you are pretty special too.

    I didn't have a very good weekend as OH was really in an off mood and for some reason I just couldn't handle it. I spent a large part of it trying to avoid him. He seems to be in a slightly better mood now but did snap at me when I told him I didn't want to watch a rather violent series he'd recorded.

    I rang my consultant's secretary earlier and was told that there is absolutely no chance that my op will happen before April. I'm still pencilled in for early April though.

    Car MOT and service done today, all I can say is thank goodness for the gold, £460 in total - ouch.

    Off to work in my office tomorrow, meeting in the morning and then discussion with HIM about my work load. I sent him an email today laying out how much time I have until I go off again and what I plan to do with this time, proving that I have no capacity for any additional tasks. If he tries to lump anything else on me I am going straight to my GP and asking to be signed off now.

    Hope your week is going well so far

    Granny x

    D day -42

    Work days 8 at home

    9 in office

    Stick to your guns Granny, you cant be taking on anymore work just now x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Hope the meeting with HIM went your way today Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thank you both Meeting with HIM didn't even happen as he agreed from my email that I have no capacity for anything else. So glad I did it now

    I'm very tired this evening as yet again I didn't sleep very well last night and was disturbed at 4am by DM. She was playing on her ipad and somehow managed to ring me via FaceTime by mistake. I was not impressed, once I realised she was ok. I didn't get back to sleep until 5:30 and had to be in my office by 10am. I've been like a zombie all day

    Granny x

    D day - 41

    Work days

    8 @ home

    8 in office
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you get a good nights sleep tonight.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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