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Return to Solvency

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Comments

  • Sorry to hear about you parking ticket and OH's drinking :(

    I hope tomorrow is a better day for you Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Plans for today

    1) have a chat with OH about how his drinking is affecting our relationship. Have to tackle this carefully as he overacts to things and will think I'm out to spoil his fun. I'm not, I really am concerned about his binge drinking, health and our relationship

    2) finish off the ironing, in prep for hols at the end of the week. Can see then if OH needs anything, I know I don't

    3) get feet in a better state ready for hols and flip flops

    4) use heavy duty conditioner on my hair, to get it into a more healthy state for colouring on Wed

    5) tidy the rooms upstairs, in attempt to sort out all hols paraphernalia

    6) go out for coffee and cake with OH, may merge with 1) so it seems less of a nag

    7) catch up on taped tv programs as won't have much time this week

    8) early night in prep for favourite day of the week tomorrow

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Boo to the parking ticket and OH's over-indulgence in booze. :(

    Good luck with your list for today, Granny, especially item one - agree, it sounds like a good idea to combine that with number six to minimise the 'perceived nag-factor' from OH's perspective. ;)
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    What a shame that something you were looking forward to didn't go according to plan.

    Very much in agreement with you and robin, that the way to discuss drinking is to combine 'one and six' to make it more of a conversation rather than a nag.

    Hope you are already enjoying the day

    Piq xx
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Baldybear
    Baldybear Posts: 1,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning :) Hope you chat went ok, grr to the drinking, hope you managed to get it sorted.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Hope the chat went ok? I seem to have these chats every so often with my DH too :( him being in the army doesn't help. They say it's sailors that do all the drinking they want to go out with the lot round here. If it didn't go too well I hope you had some nice cake at least!! big hugs xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Well the only things I didn't manage were 3 & 5, mainly because OH had a lot more ironing than I thought.

    Chat didn't go quite how I planned but happened anyway. Initially I thought it was to no avail as just after I said it, he got 2 bottles of Stella from the fridge. However, this was all he drank and we had a nice evening watching tv together.

    This morning, I've tidied up a bit and dug out most of the stuff we need for hols. (Still a lot of tidying to do, but it can wait)

    DGDs and I went out for a wander and are now back in the house with DGD2 snoring on the sofa and DGD1 watching a movie :D

    Paid my 3 interest charging predators, more than their minimums, (well set the payments to come out of bank just before due actually)

    Can't wait for hols at the end of the week, hoping the weather forecasts are right and the lovely sunshine will be with us for the week.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    finished the rest of my list off today and have also packed my stuff for our hols. Have to wait for OH to finish work on Thursday before I can pack his, as he's working 2 16 hour days, today and tomorrow.

    I've spent the evening syncing my ipod, (which for some reason only had 1 song for some albums but now has the whole album).

    Nothing much debt wise to report, except it was a nsd today. Not hard as its the last day of the month.

    Had a lovely day with my girls yesterday and a cuddle off the little man. :D

    Off for a bath now and to bed early as I'm in the office tomorrow.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    an amusing picture for this evening:

    1044795_541152785942456_1134951512_n.jpg
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Love that picture - how often have I felt like that!!

    Hope you have a brilliant holiday if I don't 'see' you before you go. You deserve it x
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
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