Royal Bank of Scotland (merged)

Gnomes

He phoned RBS and they would not budge, so I need advice, how have other people got on when taking RBS to court??

Any sort of help would be appreciated!!!!

Edinburghlass_2

sue1958booth wrote: »

i think if they offer the charges without interest it gets settled much quicker otherwise you have to go to court, which you can of course and i think everyone has won but it takes much longer

Just to clarify, if you are offered the full amount of your charges without interest you must accept this as the interest is only applicable if you have actually started court action.

Lillplop

I have a Virgin One account that used to be our mortgage account. They kept the account open for me for use as a current account.

I have written to Virgin One, who then referred me onto Royal Bank of Scotland. I recently sent the letter threatening court and the 14 days are up next week.

Has anyone had any luck claiming from Virgin/RBS. I am claiming over £500 charged since January of this year. My account had been in credit for the previous 6 years until I went abroad and wasnt paid a full salary (work error) but didnt know. Since then they have charged almost £100 a month in fees and it just snowballing. I cant get back into credit as I still have the same amount of money going in every month but as they keep taking the fees I have less and less to live on as each month goes by!

Look forward to hearing some success stories!

HjP_3

Hi
I have got to the stage where I have sent the "Letter before Action" to RBS for £5793 (exc interest). I rang them today to get an update and was told I was 15,024 in the queue and that the FSA guidelines state they have 8 weeks to respond and that I would get an offer in the seventh week.

Is this correct or do I just stick to my timeframes and lodge court proceedings next week?

Thanks

H

Mandy1980_2

Hi

I am in the middle of filling out a claim form for RBOS and when i enter the Edinburgh Address for RBOS, it comes up with outside England and Wales and wont let me enter it???

Any advic/Help???

Thanx

Gnomes

Mandy1980 wrote: »

Hi

I am in the middle of filling out a claim form for RBOS and when i enter the Edinburgh Address for RBOS, it comes up with outside England and Wales and wont let me enter it???

Any advic/Help???

Thanx

There is an address you have to use if you live in England.
RBS PLC
RBS Litigation
1 Princess Street
London EC2R 8PB

Good luck !!!!

Gnomes

HjP wrote: »

Hi
I have got to the stage where I have sent the "Letter before Action" to RBS for £5793 (exc interest). I rang them today to get an update and was told I was 15,024 in the queue and that the FSA guidelines state they have 8 weeks to respond and that I would get an offer in the seventh week.

Is this correct or do I just stick to my timeframes and lodge court proceedings next week?

Thanks

H

Stick to your time frame.

HjP_3

Thanks Gnomes

As my claim is for more than the small claims limit of £5000 - any advice on where I file my court action?

H

Mandy1980_2

Gnomes wrote: »

There is an address you have to use if you live in England.
RBS PLC
RBS Litigation
1 Princess Street
London EC2R 8PB

Good luck !!!!

Hi

Thanks for the address but it comes up as natwest

Edinburghlass_2

All one and the same nowadays as they have merged.