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Royal Bank of Scotland (merged)

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Comments

  • katscash
    katscash Posts: 42 Forumite
    hi i used the help thread scrolled to the bottom there is a thread banks taking your benefits click on this one and there is a social security administration act of 1992 that you can quote to them.hope this helps good luck tomorrow by the way quoted this to a+l and they refunded monies to me that they had taken from my child tax credits:o
  • nats3006
    nats3006 Posts: 1,627 Forumite
    Thanks alot for this
    "Have you ever noticed that if you rearranged the letters in mother in law, they come out to Woman Hitler?":p :p:p

    If money doesn't grow on trees then why do banks have branches?:D

    Can you breathe out of your nose and mouth at the same time?:cool:

    Why don't the hairs on your arms get split ends?:mad:
  • nats3006
    nats3006 Posts: 1,627 Forumite
    could you bump it so i can have a look please, i cant find it!!!
    "Have you ever noticed that if you rearranged the letters in mother in law, they come out to Woman Hitler?":p :p:p

    If money doesn't grow on trees then why do banks have branches?:D

    Can you breathe out of your nose and mouth at the same time?:cool:

    Why don't the hairs on your arms get split ends?:mad:
  • jackieb
    jackieb Posts: 27,605 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I'm not stalking you...honest!

    I found this. http://forums.moneysavingexpert.com/showthread.html?t=362520&highlight=banks+taking+your+benefits
  • nmcnelis
    nmcnelis Posts: 51 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Do you know what the £15 is for? RBS penalty charges are usually either £28, £35 or £38. If you are being charged £15 it may be the case that you are paying for their Royalties Premier account. If you are, this is entirely voluntary and all you have to do is asked to downgrade to an Interest Paying Current Account. They may still charge you a pro rata amount for the month but it should stop further charges. Unfortunately there's no way of getting these charges back, unless you have an extremely understanding bank manager (which i doubt very much)!
  • nats3006
    nats3006 Posts: 1,627 Forumite
    Hiya i have an overdraft of £350 and they take £4 odd a month for interest and then £10 charge :confused::confused:
    "Have you ever noticed that if you rearranged the letters in mother in law, they come out to Woman Hitler?":p :p:p

    If money doesn't grow on trees then why do banks have branches?:D

    Can you breathe out of your nose and mouth at the same time?:cool:

    Why don't the hairs on your arms get split ends?:mad:
  • nats3006
    nats3006 Posts: 1,627 Forumite
    jackieb wrote: »
    I'm not stalking you...honest!

    I found this. http://forums.moneysavingexpert.com/showthread.html?t=362520&highlight=banks+taking+your+benefits

    Thanks for that stalker :D:D
    "Have you ever noticed that if you rearranged the letters in mother in law, they come out to Woman Hitler?":p :p:p

    If money doesn't grow on trees then why do banks have branches?:D

    Can you breathe out of your nose and mouth at the same time?:cool:

    Why don't the hairs on your arms get split ends?:mad:
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    HI all

    Just a quickie - Im on a DMP and RBS are one of major creditors - however whillst on my DMP they keep adding charges, interest etc - now a major factor of this amount of money is the fact that they owe me so much in charges - however I've sent the letter to the litigation dept asking for my moeny back twice now - recorded delivery and keep getting no response.

    I've just had a letter from them (diff dept) requesting update of DMp for payments etc - cheeky when they keep adding more and more on and not acknowledging me.

    Whats the best course of action for me now - or does anyone know who/how i can resolve this asap??

    Thanks
    Dotty xx
    Focusing on clearing the credit cards in 2018 :T
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    If you want them to acknowledge you, you have to file a court claim.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • CashAfloat
    CashAfloat Posts: 5 Forumite
    At the 11th hour, on the final day of the 28 day deadline with MCOL, RBS solicitors have just filed a defence. Is it worth ringing the Customer Relations Unit (CRU) in Scotland tomorrow to negotiate, or shall I proceed, say nothing and wait for the Court's Allocation Questionnaire etc? I ask only as I've read that several forum members have had successful dealings with the Edinburgh CRU.

    Also, if I'm successful, do they have to pay out the amount by cheque as we've now reached the Court stage?
    RBS Buster! :wink:
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