So irresponsible with money

victory

http://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html

http://www.moneysavingexpert.com/banking/Budget-planning

http://www.spreadsheet123.com/

Try these, should help

System

Every few months (or when the monthly bills change) i send my husband a spreadsheet of the household bills. All the bills go by direct debit out of my account on the 1st of the month and as he is the 'breadwinner' in our household he transfers the money for the months bills into my account before they get taken out by direct debit.

Anyway, like i say, he knows exactly what goes out and how much.

I pay the groceries out of my account too. When i receive my invoice he pays that money into my account too.

As well as going out of my account he knows exactly what he is giving me and what for.

londonsurrey

In that case, do what he expects. Add to the spreadsheet additional charges for car maintenance, house maintenance, health insurance, dental care, college fund, daughter's wedding ...

elvis86

Judi wrote: »

Every few months (or when the monthly bills change) i send my husband a spreadsheet of the household bills. All the bills go by direct debit out of my account on the 1st of the month and as he is the 'breadwinner' in our household he transfers the months bills into my account before they get taken out by direct debit.

Anyway, like i say, he knows exactly what goes out and how much.

I pay the groceries out of my account too. When i receive my invoice he pays that money into my account too.

As well as going out of my account he knows exactly what he is giving me and what for.

Whilst that is undoubtedly a healthier set-up than the OP's, I'd be a bit miffed if I managed to family finances and had to account for every penny that my OH contributed in order for him to be satisfied that he was "getting a good deal"!

londonsurrey

This sounds like a modern version of my ex-parents-in-law. I remember an older SIL telling me about the time she watched the MIL telling the FIL that she needed a new washing up sponge, so the extra money was handed over for that week. *where's the rolling eyes smiley?*

System

Oh yes, i have to account for every penny. Mind you, he does usually round it up to the nearest £.

VfM4meplse

victory wrote: »

Spread sheets is what you need

I've never known a spreadsheet to save a marriage but there's a first time for everything I suppose.

the_cat

Whatever happened to shared income and expenditure?

I have to confess that the idea that people are willing to share a child but not money just baffles me. The bloke sounds immature and selfish. I don't think it would be a chucking out offense in itself, but he certainly needs to be shaken up a bit

Op, quit rolling over and fight for the sort of relationship and future you want

elvis86

londonsurrey wrote: »

This sounds like a modern version of my ex-parents-in-law. I remember an older SIL telling me about the time she watched the MIL telling the FIL that she needed a new washing up sponge, so the extra money was handed over for that week. *where's the rolling eyes smiley?*

:eek:

londonsurrey wrote: »

Oh yes, i have to account for every penny. Mind you, he does usually round it up to the nearest £.

:eek::eek: (You get 2 as your story isn't historic and is actually happening right now, in the 21st century!)

If one partner is to take care of all of the finances whilst the other takes somewhat of a back seat (which, as I say, I do and don't see a problem with, so long as the other partner remains jointly responsible for and interested in family finances), it's completely unreasonable for the partner doing all of the work to also have to account for every penny that the other "pays in" in that way!

victory

VfM4meplse wrote: »

I've never known a spreadsheet to save a marriage but there's a first time for everything I suppose.

Not marriage saver necessarily but if the OP OH feels he is being short changed then proof is out there, write it all down and present it to him so he can be surprised at how much everything actually costs and how it has all gone up.:D

Then sit down, discuss the outgoings and plan from there who actually pays what, when, how, from which account etc.

It is better advice that the immediate shoot from the hip ones of 'leave him, why are you with him, run for the hills 'type posts:rotfl::rotfl::rotfl: