A basic starting guide

bomb_the_cherry

I should imagine that you put the address of your branch.

toniq

I put the head office details as my local branch would only send it there.

i had also been given an address on a letter when i recieved my statements.

Beate

You can do either or. Addresses of head offices can be found in the Reclaim Bank Charges Help Thread.

missy-lu

Hi all, Im new to this so am totally unsure what to do. I heard about reclaiming bank charges and so requested my statements from my babk and recieved them today, I am unsure what I can reclaim back, on my statements I have charges made by the bank to my account and also interest debited can I claim on both of these, just one or neither? Any help at all would be gratefully received. thanks xx

GadgetsDS

Think u should read this first

http://www.moneysavingexpert.com/reclaim/bank-charges

lindilou39

missy-lu wrote: »

Hi all, Im new to this so am totally unsure what to do. I heard about reclaiming bank charges and so requested my statements from my babk and recieved them today, I am unsure what I can reclaim back, on my statements I have charges made by the bank to my account and also interest debited can I claim on both of these, just one or neither? Any help at all would be gratefully received. thanks xx

Missy dont use that link above just go to the reclaim your bank charges helpthread and scroll down to post 4# this tells you exactly what you can and cant claim for.

GadgetsDS

lindilou39 are u following me or what...:think:

EDIT: heres a list

CAN BE CLAIMED

Account misuse fee
Cheque return fee
Card misuse fee
Unarranged borrowing fee
Unauthorised overdraft fee
Unpaid DD fee
Unpaid cheque fee
Unpaid standing order fee
Late payment fee (credit cards, store cards, catalogues etc)
Exceeding Authorised Overdraft Limit
Exceeding Unauthorised Overdraft Limit
Direct Debit/Standing Order/Cheque returned fee
Irregular fee
Paid refferal fee
Total charges (HSBC personal accounts only, not business accounts)

CANNOT BE CLAIMED

Cash Machine Withdrawl Fees
Account Service Charges
Service Fee / Annual Fee
Charges related to foreign currency transactions and conversions.
Monthly account fees on certain type of accounts.
Normal overdraft interest charges

Beate

That's exactly the list lindilou was referring to, and it is a good idea encouraging people to read the Help Thread, it avoids so many questions.

lindilou39

GadgetsDS wrote: »

lindilou39 are u following me or what...:think:

EDIT: heres a list

CAN BE CLAIMED

Account misuse fee
Cheque return fee
Card misuse fee
Unarranged borrowing fee
Unauthorised overdraft fee
Unpaid DD fee
Unpaid cheque fee
Unpaid standing order fee
Late payment fee (credit cards, store cards, catalogues etc)
Exceeding Authorised Overdraft Limit
Exceeding Unauthorised Overdraft Limit
Direct Debit/Standing Order/Cheque returned fee
Irregular fee
Paid refferal fee
Total charges (HSBC personal accounts only, not business accounts)

CANNOT BE CLAIMED

Cash Machine Withdrawl Fees
Account Service Charges
Service Fee / Annual Fee
Charges related to foreign currency transactions and conversions.
Monthly account fees on certain type of accounts.
Normal overdraft interest charges

am not that sad to follow people, however you are posting bum replies and copying and pasting the exact same info as I have supplied and you are therefore following my posts on replies to people, whilst we know you are trying to help, you are actually supplying wrong information..or you are going around the houses to supply. I think as Beates has already suggested and myself and others, READ the reclaim your bank charges help thread.

Desperate_Housewife_2

Hi,
I have had a letter back from my bank and they have listed every bank charge possible on there including arrangement fees, interest charges, service charges, unauthorised borrowing fees etc, does anyone know exactly which charges i can claim for so i can work out what to claim and i can send them a list.
Cheers!