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  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hi K :)

    God knows !!! Why not tell me there is a monthly payment due ???!!!! Argghhhhh v annoyed / upset about this. I will go through all my paperwork later & try to figure it out! Weirdly, the interest payment of the overdraft is included in my monthly payment but not the balance ?

    Fed up of this whole b***** mess to be honest .....

    Right :) there is a small , dumpy beer in the fridge and a bottle of lime cordial. Will make dinner , dispose (:D ) of the beer and dig out the paperwork !
    The final chapter - £4893 to go out of £30K
  • Katzen
    Katzen Posts: 535 Forumite
    Uniform Washer
    Deep breath, little beer and battle on girl! You've done it before and much worse than this
    Mortgage Outstanding Nov '16 £142,772.75
    Mortgage Additional OPs 2017 Target £4522.80/ Actual £865.00
    GC Feb 0/£200
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Chin up honey, be proud of yourself that you dealt with it so promptly and as you say, stuck to your guns. Sounds to me like you fought your corner well, you will get over this blip

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Another week done !!!

    Been busy - work crazy as always and balmy hot evenings, I love the sun but not when stuck in traffic for nearly an hour each evening!

    We have added about 20 things to our Love Aldi list :D apparently the ginger beer & tropical fruit drinks are the best in the world !!! Youngest is easily pleased :). I have about £50 to last till 23rd :eek: will see how it goes ! One more week of getting youngest up then I can finally get into work early every day & only have myself to worry about in the mornings :j

    25 watchers on one item & 6 on another so hoping for £20 from that (if I get no more bids but still couple hours to go yet). Had a letter from inland revenue yesterday to say I owe them some tax credits back. Only claimed for 6 months 2 yrs ago so not sure why it's taken them so long ? So I need to deal with that as well now. Hey ho I am sure I will sort it somehow.

    Going to do "staggered sun" today. So half hour laying in it then half hour for jobs & cool down .... Much better for my skin as well :)
    I am very fair but I do tan well and never let myself burn. Maybe that's why I got asked for ID yesterday :D Skin like a baby :rotfl:

    Right , one more cuppa then , check bank , sort washing and on with the day ...........

    Hope everyone is well x
    The final chapter - £4893 to go out of £30K
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    eBay sales £46 :j

    Mr Mortgage company you will not defeat me :D
    The final chapter - £4893 to go out of £30K
  • Yeah! Now you have £96, that's easier. Ebay was my saviour when I was really in the thick of it but just now I'm not feeling the enthusiasm; I really must get back to it.

    HMRC did that to me too and it was only about £130 but they agreed to 12 equal payments so I thought why not let them wait for it - so £10.72 a month interest free - hardly notice it.

    Onwards and upwards :cool:
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £416/£850 49%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Well the washing line , airer & linen basket are all empty ..... Not a scrap of laundry left :T
    I have never done so much washing in my life !!! It dried to a crisp :)

    Listed 4 things to finish next Sunday - there was also £19 in PayPal that I forgot about and I won £2 on a scratch card ... Not a bad day at all. Need to do some housework but by the time I change all beds and put all this washing away - I don't think I will have any energy left !
    The final chapter - £4893 to go out of £30K
  • mintymoneysaver
    mintymoneysaver Posts: 3,527 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    Coco, I need to put the washing away too, but I'm making the most of the last of the weekend sun sitting in the garden instead!
  • hows things coco?
    fell off the wagon for a while here, but now back on track.
    hope you are all ok :)
    LIVE SIMPLY * GIVE MORE * EXPECT LESS * BE THANKFUL

  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Good thanks :) will update at the weekend but we are all well thanks xx
    The final chapter - £4893 to go out of £30K
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