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What a morning !
Went down to do a big Mr T stock up shop for stuff I buy monthly. I have managed to scrounge some tokens from friends so I could get the big heavy fry pan on their offer (£49. Which I would never normally pay !). Just as I was paying for it all , a little old lady passed out at the next till - causing chaos the poor woman. She was fine but shook me up a bit!
After unpacking my shopping etc, I checked my receipt (ready to stick into my spending diary). I didn't hear the final total due to what happened. I thought "bloomin eck , that's £40 more than I worked it out !!! I went receipt & realised that she didn't knock off the £35 discount for the pan ! So I marched back down there, and demanded they refund it which they did :T
The scary thing ? Two years ago, I wouldn't even have kept the receipt let alone looked & checked it !!!:eek:
Oh how things changex
The final chapter - £4893 to go out of £30K0 -
well done you but more important why didn't I know about this offer I've just had an online shop delivered from Mr S (off sick and not able to drive...... #petrolsavings) and would have gone to Mr T had I known that saving out saved my £15 voucher
Seriously though glad to see you back on top form
K xxFinal no going back LBM 20/12/10Debt Jan 2011 [STRIKE]£28217.65[/STRIKE][STRIKE][/STRIKE] DMP start 01/02/11 -[STRIKE][/STRIKE]
Debt free[STRIKE][/STRIKE][STRIKE][/STRIKE]26 September 2014:beer:
£2 Savers Club - 2012 no 105 2012 Sealed pot challenge no 1282 DMP mutual support thread No 405Proud to HAVE dealt with my debts:j0 -
PS I wouldn't bother updating the sig mine has just taken about 10 mins!Final no going back LBM 20/12/10Debt Jan 2011 [STRIKE]£28217.65[/STRIKE][STRIKE][/STRIKE] DMP start 01/02/11 -[STRIKE][/STRIKE]
Debt free[STRIKE][/STRIKE][STRIKE][/STRIKE]26 September 2014:beer:
£2 Savers Club - 2012 no 105 2012 Sealed pot challenge no 1282 DMP mutual support thread No 405Proud to HAVE dealt with my debts:j0 -
Still haven't updated sig !!! Must do this !
Productive day yesterday , boys cut lawns and did strimming :j
Bought my weekend treat of bottle of wine but I think it must have evaporated or something cos there is only a dribble left this morning .....:rotfl:
Must do PPI form today , pay sec loan , change beds , Hoover through and clean bathroom. Also check oil & water , fill up and put air in tyres and clean out car a bit. Won't bother washing it as its only the rust holding it togetherwhich has just reminded me I need to do road tax as well !
Busy busy - was also hoping for some sunshine but its not appeared yet .....The final chapter - £4893 to go out of £30K0 -
Hi Coco - Hows it all going? x2012 The year I started dealing with my debts.
2017. Lets start this again shall we?
Debt 1 Cleared 2/1/17 £480 Gone forever :j
Debt 2 100/5980 -
Still haven't updated sig !!! Must do this !
Productive day yesterday , boys cut lawns and did strimming :j
Bought my weekend treat of bottle of wine but I think it must have evaporated or something cos there is only a dribble left this morning .....:rotfl:
Busy busy - was also hoping for some sunshine but its not appeared yet .....
:rotfl:
This happens to me all the time.....damn that evaporating vino.....DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
So far today , 5 items listed , 2 loads washing on the line.
Lots to do today inc some sun timeThe final chapter - £4893 to go out of £30K0 -
Well done, should probably get out of my pjs at some point :rotfl:Mortgage Outstanding Nov '16 £142,772.75Mortgage Additional OPs 2017 Target £4522.80/ Actual £865.00GC Feb 0/£2000
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Grrrrr..... there is always something !!
I have just discovered there is £1200 in a linked Mortgage Account that is outstanding. I discovered this by chance when I rang to make my Mortgage Payment.
Had a bit of an argument with them (following the Court Order, the wrote to me stating the total payment due each month and by what date, which I have been duly paying every month) - now turns out that they "forgot" to include the Mortgage Overdraft and have demanded full payment in the next 7 days.
The chap I spoke to did admit that it should have been in the letter that they sent to me summarising payment, but it was still my fault. In the end, I had to pay nearly half there and then (which has completely wiped me out) and agree to pay the rest over the next 6 months - they couldnt really not agree as it was part their fault anyway !
Anyway, £100 a month worse off and skint for the rest of the month ................. Sucks !
So, clearing this is my next project, I have nearly £600 to find now ! Am very cross about this - but, very proud that I dealt with it quickly and stuck to my guns :T
Always something that comes along and throws a spanner in the works !
On a lighter note ...... one of my 99p items has 17 watchers ........ only £599 to go then :rotfl:
Hope everyone else is well.
Coco xThe final chapter - £4893 to go out of £30K0 -
That is rubbish! What even is a mortgage overdraft and a linked mortgage account?Mortgage Outstanding Nov '16 £142,772.75Mortgage Additional OPs 2017 Target £4522.80/ Actual £865.00GC Feb 0/£2000
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