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No idea how I got here but need to get out of this place!

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  • missrlr
    missrlr Posts: 2,192 Forumite
    House super immaculate, all heavyweight winter woollies and clothes washed, ironed and vac packed.
    Woodwork washed, marks on walls removed, heaviest winter coats washed and on line drip drying, to be brought inside, dry completed and then packed away.
    Winter boots and shoes washed, cleaned, awaiting the boxes from the loft to be cracked away.
    Dog walked, other washing done, ironing done
    Mr T attacked and got some flowers for the garden , now planted in garden, grass dethatched, de mossed, and weeded
    Made Pancakes for breakfast
    So, it is my fault as it will now snow for a month and I will Be unable to move all week. So tired I think I neede a sleep now.
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Wow Missrlr you have had a super productive day; am incredibly impressed! :T :T :T
  • missrlr
    missrlr Posts: 2,192 Forumite
    Jeepers, sitting here watching the dreadful news regarding Boston marathon and the explosions there.

    To anyone reading this who has friends , family there I really hope this does not adversely impact you

    I do worry this is the start of another series of big events globally what with the posturing and sabre rattling from NK also at present.

    Take care out there everyone
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • missrlr
    missrlr Posts: 2,192 Forumite
    Just chased up daft mortgage provider to make sure this is happening, had nothing from them as yet ..... Incompetence is astounding as realised they have been sending all correspondence to rented place despite knowing it is a BTL mortgage!

    Idiots!
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • jo91
    jo91 Posts: 269 Forumite
    missrlr wrote: »
    Just chased up daft mortgage provider to make sure this is happening, had nothing from them as yet ..... Incompetence is astounding as realised they have been sending all correspondence to rented place despite knowing it is a BTL mortgage!

    Idiots!
    Muppets is a word that springs to mind :mad:
    Sounds like you are having rather more than your fair share of challenges at the minute, look after yourself wise woman :) you WIL prevail.
  • missrlr
    missrlr Posts: 2,192 Forumite
    I like that word, "muppets" it is. :T

    Well made it to London to do my duty today and back round the horror of the m25, arrived home to find YET MORE paperwork forwarded from the rented place thats was (eventually) redirected (only taken the tenant 2months and not a word in meantime plus envelope had DEF been opened! :eek: Cheeky so and so!) :mad:

    Called the muppets and sure enough yep, all in place we got the info from your emails did we really send paperwork there, ha ha oops. :mad: Flea firmly in ear on that one! Verbal confirmation only at present but asked for written confirmation to MY ACTUAL HOUSE WHERE I LIVE PLEASE so lets hope this can be achieved. :rotfl:

    Placed order with butchers to collect over weekend and sorted out dog activities for following week as DH working away and I have 2 presentation to give which involve travelling. :o. Need to so car tyres so doing that this weekend too. And have to get Doglet a new harness .... Next on list to do. Plus call v.e.t and talk about next steps,although he is currently being vey cute and sitting on my feet gazing up at me, wonder what he wants lol

    STILL NO BLINKING R MONEY :eek::mad::(

    Aside from that need to sort out report for boss and possible have a chase up conversation with underling at work about when things should be delivered as timelines are SLIPPING and they are just going to have to pull fingers out of bottoms and fix it. Oh deep joy:j :(

    Therefore status this week = treading water STILL but that means not actually drowning so ..... ;)
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Hope the muppets finally get it right.

    Also hope before long you find yourself walking on top of the water instead of treading it.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • missrlr
    missrlr Posts: 2,192 Forumite
    Muppetry continues apace! 3 more letters (one opened) delivered still nothing in writing.

    Need to spend some time working on a cv I think
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • missrlr
    missrlr Posts: 2,192 Forumite
    Sidetracked taking a very interesting test results explain a lot, like why I am detail oriented and do so well irritating people being picky about stuff.

    Also explains why I end up being able to see solutions for others dilemmas but am utterly pants and useless at personal stuff myself despite knowing what to do. Makes me feel quite useless and the "take your own advice" doesn't really work for me.

    Also means for some of the more tiring aspects I can now get some coping strategies and try to make my own life easier.

    In better news, DH is temporarily RICH -

    Hopefully this weekend we will be able to draw a firm line under that chapter, turn the page, start over, what ever turn of phrase suits you. MOVE ON!

    Actually feel like a complete MOUNTAIN has been lifted from my shoulders, we can now refocus the efforts on paying off the ridiculous interest only mortgage, start pension payments and getting us back to somewhere vaguely near normal/usual/expected.

    Very much hoping we can put this plan into action without any ugly monster being thrust into our life to disrupt it
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • missrlr
    missrlr Posts: 2,192 Forumite
    Loans paid. Well his and we ignore Halifax as it is far too annoying

    Slush fund about to be in place
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
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