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Grrrr Problems with OH over DMP

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Comments

  • misspoppy
    misspoppy Posts: 1,009 Forumite
    Part of the Furniture Combo Breaker
    Hi Sea

    I have mixed feelings about your news, on one hand i think it was inevitable and i think long run you will be happy and in control but on the other I am sad for you.

    I think you should do what is right for YOU. I'm sure in divorce the fact all the debt is in your name won't make a difference as it will be viewed as joint debt. When you are feeling up to it contact your local CAB for a free initial apt with a solicitor it might help to know your rights.

    I'm glad your Mum is with you and sending you good thoughts.
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi.
    Replied on another thread. Reading very quickly this thread I have heard so much about your OH that i am like. It has made me realise to get off my butt, interact with my family and enjoy what i have. Small consilation but you may have just saved my relationship

    Thank you very much

    YM
  • lonely_2
    lonely_2 Posts: 343 Forumite
    Hi Sea, I've PM'd you but suffice to say big hugs and kisses coming your way from me. xx
    I'm moving on up now,
    Out of the darkness,
    My life shines on, my life shines on, my life shines on ;)
    Member of Payplan since March 2007 (realistic debt free date May 2011):T
    No 17 of the Mutual Support Club and proud of it :p
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    Hi Sea I'm so sorry about whats happening to you sending love and hugs!!:grouphug: :grouphug: :grouphug:

    teecee xx
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • smilealot
    smilealot Posts: 586 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Oh Sea,

    What can I say? I really feel for you just now. I guess you are trying to worry about so many things at once. I'm glad your mum is with you. Please please please make sure you look after yourself for your childrens' sake. Your OH problems, debt etc will wait, but your health needs to be looked at first (I have experience of this).

    Let's take it step by step. Try not to deal with it all at once. Set yourself some small targets. Perhaps the first one to see the doctor. Next one CAB. Next one, contacting CCCS/Payplan to advise them of what happening just in case you need to adjust your payment at some point.

    Talk, talk, talk - to everyone, it's the best way to heal in my humble opinion. You know we are all here and anonymous support is fanastic. However, you need face to face support too for proper squashy hugs. You're family will be your rock. What about your friends?

    I'm going to stop writing now as I don't want to come across as patronising, it's all concern for you.

    Please keep in touch to let us know you are okay (well, as best as you can be).

    Sending you my love,

    smilealot x
    Member #4 of the DMP Mutual Support Club - DFW Nerd #335
    Debt at March 2007: £26,728.32
    Current debt: £0
  • ZTD
    ZTD Posts: 24,327 Forumite
    Sea78 wrote: »
    Well, how wrong can I be. It's over and I think I must be in shock as I seem to be alternating between just sitting, crying and being in denial! One minute he says we should try again for the kids sake, the next we need to be looking at our options. What options? I'm screwed. All debt in my name. p-t wage. etc.

    You are married, which means there will be a split of both the assets and the liabilities. If you have more liabilities than him, you will usually end up with more assets to cover them. P-t wage, well that's what maintenance etc is for.

    Although you should go through with the process looking out for your interests (as well as that of your children) do not close the door to a reconcilliation. He may be unsure of what he does want, or may have unrealistic ideas of what he is going to end up with.

    Good luck and :grouphug: from me.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Thanks - I've been to the doctors - crying downt he phone managed to get me an emergency appointment and I have got some medication - in liquid form which is good as I can start at a really low dose. Feel a bit of a failure but anything is better than how I feel right now.

    xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Hunny,
    I'm so sad for you and send my love.
    Bunny x x x
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry sea to hear your news
    Huggles
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hunteress
    hunteress Posts: 136 Forumite
    1st of all sea you are not a failure honey

    sorry to hear your news but it may work out to be for the best

    hugs to you and kids:A
    :grouphug: Member #5 of the DMP Mutual Support Club :grouphug:
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