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LBM in 2003.. What have I been doing since??!

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi folks..


    am full of joy at the small things...

    - large tube of C2lgate toothpaste for £1 at my local pharmacy
    -£1.99 for yet another brand drop on my eye make up remover..dropped from Lanc@me Bi-facil :eek: (must have been MAD!)when I had a LBM in Jan this year..moved to L'Ore@l but will now try G@rnier as even cheaper. However not always easy on this one as wear CLs and often these lotions irritate my eyes but fingers crossed..another brand drop...very MSE:money:
    - 2 eggs from the chooks and have a bulging fridge..just now need to eat it all!!
    - decongestants for OH (who suffers horridly on planes with his ears) £3.28
    - cleared 2 online savings accounts of £0.14 and £.94 respectively so absurdly, disproportionately proud and pleased to scrape £1.08 into my cards and round my current account down to the nearest 10 pounds too. Go me:D

    I could get used to this.

    WM still practising its taking off but oh well its only noise:rotfl:

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hi Brizzle, I can't remember when you're off on hols but have a fab time. Best wishes for Christmas and much money saving joy in 2013

    :T:T


    Best wishes Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks Mrs T..

    have realised that have paid off £174 odd off my BC since 5 Dec (so little over a week) just with PADs...I am now scarily obsessed with neatening up my accounts!!! All thanks to you!! ;-)..I log on at least twice a day to see whether I can do it!!

    We will hopefully have a great time thanks. Off a week today. Beginning to get excited now!

    Have a brilliant Xmas too and 'see' you when I get back
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Have a lovely time. we will all miss you
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks NL!

    Shattered so wont write much but 2 NSDs!! Saturday was a spendy day but a NSD today and yesterday!! Whoop!!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    come back to us soon x
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Merry Xmas hope its going well x:xmassign:
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Hope you are having a wonderful Christmas Mrs B xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Merry Christmas, hope you are having a fab time away Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Brizzled I hope you had a wonderful Christmas
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
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