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LBM in 2003.. What have I been doing since??!
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Oh sorry Mrs B, I didnt log on yesterday and I missed your birthday !
So Belated Happy Happy Birthday to you !!!
So glad DD's and the OH managed to spoil you !
Cant believe next Fri you are off on hols, are you packed and organised ?
Hope your day goes well today and is stressfree xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Oh belated happy Birthday from me too! Hope you had a lovely day xxx :bdaycake:"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Thanks guys..lovely to get your good wishes.
Packed and ready to go??!!! Are you joking??!!!:rotfl: I have packed my clothes and toiletries stuff. But girls have done nothing:eek:. TBH Christmas and end of term stuff has got in the way (and work of course!) so will probably be a mad panic but thats OK.
As long as I cancel the newpapers!!!!;)
Seriously, we have visas, passports in date, insurance and I have my prepaid cash (Caxt4n) and credit card (Hali7ax) sorted (using the MSE forums) but do need to check again they all work, have PINS etc otherwise we will pay a fortune in unnecessary charges. So guess thats most of it! Phone will be a PAYG local SIM I think.
Have to work today but will pop back when am taking a breakMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Oh no I missed your birthday, sorry Brizzled hope you had a lovely day xxDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Sorry I missed your birthday.
I will be having a proper catch up soon xLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Belated hippy birdy from another saggybum (saggitarius)
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Aaawww...you lot are so lovely. Thanks. Have to say didnt get any flashing lights Lucielle
but had a lovely time anyway
Feeling very upbeat today. Especially pleased about Piquant's news. but its still chuf'ng freezing..glory. No snow but its SO SO cold.
Off out soon if I can prise my fingers off the radiator;).
No spends so far today...just a few PADs to round down the pounds. Its become an obsession..for which I have Mrs Tilly to thank:eek::rotfl:MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
you requested these:
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Noooo....I missed your birthday!! Sorry:(
Many belated birthday greetings!
You sound ready for the holiday, even if the others aren't. It doesn't take long to throw a few clothes and soap into a suitcase [this is from the woman who doesn't know, I have everything piled up on the spare bed for about three months. I panic if I leave it too late
] Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Thanks granny..they are perfect! :rotfl:
Piq...yes I am a bit of a planner too..but will be OK. It's getting ready for Christmas that has been distracting.
Well folks another NSD..sort of. I am tempted not to count the £25 call out charge for the WM repair man to tell me the bearings had gone ( I guessed that but was hoping for some kind of miracle) and basically it's wasn't worth repairing a 15 yr old machine. Have to say its done sterling service.
So...he reckons we can keep on going for a bit as long as we can cope with the noise..it sounds like we are based under a main runway at Heathrow rather than a resi Victorian street in Bristol! :rotfl: so will sort it when I get back from extended hols...
But apart from that, no spends. The MSE boot camp that Ninjasaving Kat runs ( aka December Debt Destruction) must be having an effect..I am simply too scared to spend money!!:DMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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