Really need some help [Merged]

SuzieSue

lincroft1710 wrote: »

Has he moved out of the home either temporarily or permanently?

Not knowing your financial position and what exactly you want to do, it is difficult to advise. You will ultimately need the services of a solicitor so it may be a good idea to consult one sooner rather than later.

Really sorry to hear your situation. Agreed, you need to see a solicitor as soon as possible. If you can't afford pay the mortgage on your own you need to contact a debt advisory service such as the CCCS urgently.

ACG

Your husband cant just stop making payments, you can take him to court and get the money from him that way.
However your best bet is to get him to agree to sell it and then go your own seperate ways.

Oh and my mum split up with her husband at 50, shes out at the pub now every weekend. She evens comes out with me and my mates sometimes. Infact shes even out with my mates and gf even if im not out. So get this little mess sorted, then get down to yoru local.
Once you get to know the regulars youll have a great time!

geoffky

One day you will laugh your head off at what you did but now you are really struggling...all i can say is things always get better and you will be a very relieved person in a few months...and remember home is where you make it...ring shelter for some very very good advice..and phone the council to get your single persons allowance for council tax..small steps are good..

G_M

ACG wrote: »

Your husband cant just stop making payments, you can take him to court and get the money from him that way.

Of course he can - he just tells his bank to stop paying.

The mortgage lender could take both mortgagees to court to repossess the property if arrears build up.

The OP would have difficulty getting a court to order the ex to pay the mortgage, but could make rulings as to the property as part of any divorce setlement.

heledw

We only bought the house in October, and as I said he was drunk and I found a secret phone on Xmas eve where I seen the text messages to these two women, where he then became violent.
They wont remortgage solely in my name as I do not earn enough, I can try to continue paying mortgage, but I dont eat as I also have to pay gas electric etc and he wont pay his share till sold.
He wont discuss anything, and I cannot afford a solicitor, just dont know where to turn and I have no support as I dont have any friends..
Can I put house up for sale without his agreement???

Thrugelmir

heledw wrote: »

Can I put house up for sale without his agreement???

Suggest you book an appointment with the CAB.

Speak to your lender. As there's always voluntary repossession.

heledw

He has stopped paying, he cancelled his direct debit for mortgage payment.I am going to continue to try to pay it for as long as I can, he has no money, since commencing relationships with these two women, he is borrowing from Wonga etc to wine and dine them, so he wont care about his credit worthiness, but I do and he wont discuss selling, he just walked away and is not interested and after tomorrow, he has told a mutual friend he changing his number and I will have not be able to contact him about house etc
He has never been good at money, where I have always had an excellent credit rating, he has told the police I am harassing him as I have text and emailed a few occasions to ask for his share, so Im now afraid of what I can do. He has admitted assaulting me and has bail conditions not to come near me, so has moved in with someone he works with until wednesday, then I assume he moving in with ladyfriend

heledw

We only bought the house in October, and as I said he was drunk and I found a secret phone on Xmas eve where I seen the text messages to these two women, where he then became violent.
They wont remortgage solely in my name as I do not earn enough, I can try to continue paying mortgage, but I dont eat as I also have to pay gas electric etc and he wont pay his share till sold.
He wont discuss anything, and I cannot afford a solicitor, just dont know where to turn and I have no support as I dont have any friends..
Can I put house up for sale without his agreement???

heledw

We only bought the house in October, and as I said he was drunk and I found a secret phone on Xmas eve where I seen the text messages to these two women, where he then became violent.
They wont remortgage solely in my name as I do not earn enough, I can try to continue paying mortgage, but I dont eat as I also have to pay gas electric etc and he wont pay his share till sold.
He wont discuss anything, and I cannot afford a solicitor, just dont know where to turn and I have no support as I dont have any friends..
Can I put house up for sale without his agreement???

BitterAndTwisted

If the property has been bought jointly and is in both of your names you could get a court order to force a sale. You are going to have to wait until tomorrow after court to see whether he gets his @rse banged up or not. Meanwhile have a think about going interest=-only for a bit until you can sort out getting a lodger. How large is the property?

YOU ARE NOT ALONE! Come back here for help and support or start a thread on the relationships part of the forum, there are altogether too many women over there who have been through exactly what you are going through now. But without the red undies on Facebook, I suspect. Nice work on that one, angel.

Edit: Do you have any joint bank accounts with this wretched a-hole? Get them closed asap before he can overdraw them and leave you with nothing and holding the baby!