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Time to Take Control

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  • Just checked my bank balance which is looking scarily low already this month - it's my own stupid fault. I accidentally overpaid ds nursery fees yesterday. I do it with online banking, and no word of a lie - put on an extra £210 :eek::eek::eek:. Spoke to the manager who is happy to refund, or to deduct it from next months bill. I feel like such an idiot! But I've said just to deduct it from next month's bill. If I run short (which I probably will) then I can borrow from the wedding fund and repay next month. I just cannot believe myself...:eek:
    But there's not too much more wedding stuff for me to sort out anyway. Just flowers and photography. I do have the photographer sorted, it's the wife of someone I work with - but we haven't talked ££££ yet so I don't know how much I need. And goodness only knows how much my flowers will cost - less than I've read I hope because I'm not having them on the tables. My appointment for that is next week. Everything else is deposit paid at very least.
    Anyway - I'm off to catch up with bridesmaid number 2 today - who I've not seen since last half term so I'm excited about that.:beer:
    The sun is out, although it's cold.:D:j
    Have a good day all!
    Ninja Saving Turtle
  • :EasterBun:easter_os:easter_ba:icotbaske:easter:

    Happy Easter everyone!!!
    My kids are busy chomping away on chocolate whilst I'm sitting looking on very jealously with not an Easter egg in sight for me. In fairness I asked not to get them as I'm on this diet but it will undoubtedly be a tough few days with that much chocolate just sitting glaring at me from the kitchen table.
    I've had a tough couple of days diet wise actually. Obviously my day long catch up with bm2 was fantastic but not at all diet friendly, and then last night we went to visit friends who were supposed to come out on my birthday but coiuldn't - and we had takeaways and lots to drink. So I've woken up this morning with a hangover but a determination to get back on the wagon straight away.
    Moneywise - so far so good. I sneaked in a couple of nsd's Friday and yesterday so quite pleased with that.
    Also had a drunk but meaningful chat with OH last night about how it's not the cost of presents that mean things, but the fact that someone is thinking about you (as I can't remember the last time he got me a present from him or the kids - birthday, Valentine, mother's day etc etc), and more wedding stuff. Yesterday OH went out with my dad for a pint and asked him to be best man at the wedding. And my dad said yes! All sounds a bit incestuous, the father of the bride being the best man, but OH doesn't have a lot of family or friends to ask. And I've asked my mum to give me away, which she agreed to. So things are all finally slotting into place. I have an appointment with a florist Wednesday so after that I will know how much everything is costing (minus the photographer) and can plan saving the rest of the money that we need.
    Looking good at the moment (my life is such a rollercoaster).
    Ninja Saving Turtle
  • newroadahead
    newroadahead Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    :EasterBun:easter_os:easter_ba:icotbaske:easter:

    Happy Easter everyone!!!
    My kids are busy chomping away on chocolate whilst I'm sitting looking on very jealously with not an Easter egg in sight for me. In fairness I asked not to get them as I'm on this diet but it will undoubtedly be a tough few days with that much chocolate just sitting glaring at me from the kitchen table.
    I've had a tough couple of days diet wise actually. Obviously my day long catch up with bm2 was fantastic but not at all diet friendly, and then last night we went to visit friends who were supposed to come out on my birthday but coiuldn't - and we had takeaways and lots to drink. So I've woken up this morning with a hangover but a determination to get back on the wagon straight away.
    Moneywise - so far so good. I sneaked in a couple of nsd's Friday and yesterday so quite pleased with that.
    Also had a drunk but meaningful chat with OH last night about how it's not the cost of presents that mean things, but the fact that someone is thinking about you (as I can't remember the last time he got me a present from him or the kids - birthday, Valentine, mother's day etc etc), and more wedding stuff. Yesterday OH went out with my dad for a pint and asked him to be best man at the wedding. And my dad said yes! All sounds a bit incestuous, the father of the bride being the best man, but OH doesn't have a lot of family or friends to ask. And I've asked my mum to give me away, which she agreed to. So things are all finally slotting into place. I have an appointment with a florist Wednesday so after that I will know how much everything is costing (minus the photographer) and can plan saving the rest of the money that we need.
    Looking good at the moment (my life is such a rollercoaster).



    Happy Easter honey :easter::easter_ba

    Hope you have had a great day with the family.

    Great news about the wedding and your mum and dads roles.

    Don't worry too much about the food and drink overload, I'm sure you will make up for it. Glad you and OH had a chat as well.

    Enjoy the rest of your break, take care

    NRA xxx
    NewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
    #No16 2025 52 week envelope challenge-£1166/£1378
  • Been awol...
    A number of reasons, but I had a very big night out Thursday night which took me all day Friday to recover from. Then all weekend being busy and stressing about coming back to work today. Still, I'm back, and it's just like I've never been away to be honest. I don't know quite what I was so stressed about but I am really tired and feeling a bit unwell all in all today.
    OH still off work - he's been given a month sicknote (which will take him to 11 weeks off minimum). I hate to say it but I am starting to feel a bit resentful towards him about it... he just gets to sit around doing nothing while I have to hold everything together (and I'm not doing a good job of it). I'm sticking with my writing him a list of jobs to do during the day because he's seemingly lots better - but not well enough for work. Hmmmn. I wonder if he'd feel differently if he was the one in charge of the finances at home - or if I took ds out of nursery and left him to be a stay at home dad.
    I've suggested to him that we might need some counselling as a couple (that bodes well considering we're getting married in 4 months), but we obviously have different concerns and thoughts about the current situation and I wonder if someone impartial may be able to help.
    We'll see.
    Ninja Saving Turtle
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Hi WIC good to see you back. how is the diet going?

    I think counselling may help if things are strained between the two of you, you dont want to go into married life stressed out. its meant to be a happy time.

    Nice to see your not as stressed about work though.
    PAD Maker
  • newroadahead
    newroadahead Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Been awol...
    A number of reasons, but I had a very big night out Thursday night which took me all day Friday to recover from. Then all weekend being busy and stressing about coming back to work today. Still, I'm back, and it's just like I've never been away to be honest. I don't know quite what I was so stressed about but I am really tired and feeling a bit unwell all in all today.
    OH still off work - he's been given a month sicknote (which will take him to 11 weeks off minimum). I hate to say it but I am starting to feel a bit resentful towards him about it... he just gets to sit around doing nothing while I have to hold everything together (and I'm not doing a good job of it). I'm sticking with my writing him a list of jobs to do during the day because he's seemingly lots better - but not well enough for work. Hmmmn. I wonder if he'd feel differently if he was the one in charge of the finances at home - or if I took ds out of nursery and left him to be a stay at home dad.
    I've suggested to him that we might need some counselling as a couple (that bodes well considering we're getting married in 4 months), but we obviously have different concerns and thoughts about the current situation and I wonder if someone impartial may be able to help.
    We'll see.


    Hi Wannabee

    Sorry to hear things have been tough again just recently.

    Keep up with giving OH the jobs to do, although you understand he has been signed off he is still able to do things around the house.

    As Mandz has said counselling is a very good idea even before marriage. I know our local Relate used to have one night a week as a walk in session (and it was free) and people went with all sorts of issues.

    How is the diet going? , have the migraines improved?

    How are the children? I bet they enjoyed their break.

    Chin up and take care


    NRA xx
    NewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
    #No16 2025 52 week envelope challenge-£1166/£1378
  • Morning all

    Thanks for asking mandz and nra - it's always nice to know that someone is thinking of you... and it is much appreciated.
    I'm ok... quite tired this week, first week back and all that. Still, I've managed not to spend any cash yet, so the money saving is still very much on for this month - although it's starting to look a bit tight after all the paying for wedding stuff and nursery. Thankfully not too much longer until payday, and I will be really pleased if I can manage to make ends meet this month considering everything that's gone on in terms of hols and payments and being short paid in the first place.
    Diet is going ok - I've lost 7lbs so far but was a bit shaky over the hols. I'm really pleased to report that so far this week I'm on track so hoping for another loss when I weigh in tomorrow.
    I don't find it difficult when I'm at work, but temptation is lots stronger when I'm less busy.
    Migraines are much improved, although I did have one yesterday. Looks like the preventatives are working but the stuff he gives me for an attack isn't doing so well. But at least it's not 3 or 4 a week any more thank goodness.
    Kids are fine, bless them. Hoping for much improved weather over the weekend so I can make use of the free national trust voucher that I got off here.
    OH is talking to counsellor right now (I think - his appointment was 11), so fingers crossed there may be some progress to report when I get back on here later or tomorrow.
    11 days till payday!
    Ninja Saving Turtle
  • Hmph.
    Well, I didn't get a loss and in fact had gained 2.5lbs when I weighed in on Friday. That seems inexplicable when I'd been really quite good. I thought about it for a while and figured I could either take a huff and get in a mood and eat my own body weight in lard laden food or I could accept that it wasn't a good result but there's not much more I can be doing and carry on with the plan. I could try and fit exercise in somewhere but to be quite honest I feel like I have more than enough to be dealing with at the moment without trying to find even more spare hours in the day.
    OH has had a bit of a relapse over the past week - he's really down again. Had an appointment last Thursday and has been referred to the cpn. It seems weird me just plodding on regardless with the wedding planning when things are so strained between us at the moment. I'm constantly angry with him and completely out of sympathy. I know he can't help it but he has no idea of the impact he's having on the rest of the family and our home situation. I just hope we're not waiting another 10 weeks for his referral, which is how long we waited for the first appointment.
    Ninja Saving Turtle
  • BlushingRose
    BlushingRose Posts: 1,621 Forumite
    Hiya chuck, just trying to catch up as I'm been AWOL from diaries for a while now.
    Hmph.
    Well, I didn't get a loss and in fact had gained 2.5lbs when I weighed in on Friday. That seems inexplicable when I'd been really quite good. I thought about it for a while and figured I could either take a huff and get in a mood and eat my own body weight in lard laden food or I could accept that it wasn't a good result but there's not much more I can be doing and carry on with the plan. I could try and fit exercise in somewhere but to be quite honest I feel like I have more than enough to be dealing with at the moment without trying to find even more spare hours in the day.


    It's possibly that your gain was carried over from a previous week, it happens sometimes, or it could be your cycle or it could be 'one of those things'. The body is a strange instrument.
    You're doing the right thing by keeping the diet going though, I suspect the loss will show next week x
    OH has had a bit of a relapse over the past week - he's really down again. Had an appointment last Thursday and has been referred to the cpn. It seems weird me just plodding on regardless with the wedding planning when things are so strained between us at the moment. I'm constantly angry with him and completely out of sympathy. I know he can't help it but he has no idea of the impact he's having on the rest of the family and our home situation. I just hope we're not waiting another 10 weeks for his referral, which is how long we waited for the first appointment.

    I'm sorry to hear about this, it must be so difficult for you xxx
    It sounds to me as though YOU need counselling as well as him, if only to be able to offload. You need support chick, respite...
    Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568

    Oct 2012 = Current debt: £40,548.93
    Oct 2013 = Current debt: £39.054.70


    DMP Support number 424 - Long haul number 308
  • mandz1
    mandz1 Posts: 2,548 Forumite
    sorry to hear you are having a tough time. I agree with everything blushing rose says, you need to offload too, whether it be counselling or a very good friend/ family member. and dont worry too much about the weight gain, you may get a big loss next week, keep going!!
    PAD Maker
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