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MG - The Matrix Re-wired
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Evening all - well it feels like evening as I have been up with a vomiting toddler since three. YUCK!!! Washing machine on at a minute past 7 (not to early as I have a neighbour downstairs) to clean up all the linens and towels.
Horace - changing a fuse box to a new consumer unit is a doddle - a competent electrician can usually do in it about and hour and a half or so, three cups of coffee and a slice of cake. To save money you can even source a consumer unit WITH modules from Screwfix (about £40 or so).
Had a PM about another revenue stream idea that I shall investigate today (thanks crickett)- if I don't slump in my sofa that is - time to step my activities up a little although I estimate that by the end of Feb I shall be within sniffing distance of my 2% target.
Also thinking of being brave and letting rooms to "non-students" as I could be earning more and sooner. Would mean I wouldn't be on my Council Tax help any more - but the whole point of this is to move into abundance and at some point I need to remove the tangle of not progressing because I will lose some money in the short term. Or even look at having a PHD student or something more creative.
Lots to ponder.
MGFINALLY AND OFFICIALLY DEBT FREESmall Emergency Fund £500 / £500
Pay off all Debts £10,000 / £10,000
Grown Up Emergency Fund £6000 / £6000 :j
Pension Provision £6688/£23760 -
Hi Crickett :wave: I hope you're okay and enjoying swimming and crafting. You are missed
MG - so sorry to hear about your little DS. Hope he feels better soon.
Hopeful - hope your headaches improve too, that groggy feeling isn't very nice.
Hugs on the energy front Gemmzie and Horace. My speciality is a duvet on the sofa - so nice. This is our first year with two-thirds double glazing (instead of 1970s rotten wood :rotfl:) and it is making a difference.
Greenbee, sounds like a very productive day. I didn't quite manage all 4 stats homeworks - let's call it 3 and a half. Today is volunteering day and then tomorrow is a proper day off. I'm going to start my first patchwork quilt from all this naff bedding we don't use any more. It's clogging up the junk cupboard but I can't bear to throw it in the bin, so hopefully the patchwork quilt will be nice. At least I am having my first try with some free material - reckon I will make about a million mistakes!!:A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%0 -
MG: Sorry about your little one - I was there last weekend. Thinking about your letting rooms - my neice is in a house share with a Dr, PHD student and another Masters student. She reckons these are better than being in undergrad accomodation. Her view is that they are slightly older,more committed and in her experience were having to do almost a full time job of studying. Her Masters was a straight 12 months. Therefore, if you let to those groups you'd have an income for maybe 12 months at a time as opposed to just term time - worth a thought and weighing up would you eran more than you'd loose?
Lara:
I'm doing my first quilt also - yes making mistakes but loving it and it's my on going /in between project. What I've learnt so far is take your time, measure and more measure and press at every step. Good luck.Debt at start of DMP 1/6/09: £2942 - £1942
Buffer Zone 1; £84 -
£2 saving plan:-0 -
Oh Dear - half ten and I am fading already. Well out of practice having broken nights sleep.
DS1 has gone back to bed and DS2 is in a nest in the living room where I can keep an eye on him - at least he has managed t keep down some water for over an hour now so he may be up for some toast at lunchtime.
Of course by tea-time he will be swinging from the rafters and ready to party LOL
MGFINALLY AND OFFICIALLY DEBT FREESmall Emergency Fund £500 / £500
Pay off all Debts £10,000 / £10,000
Grown Up Emergency Fund £6000 / £6000 :j
Pension Provision £6688/£23760 -
I have been missing in action for most of the day..I have spent £3.80 very wisely on a bus ticket today which let me travel about on 7 buses thus saving myself oodles of money in bus fares had I bought single fairs. I went to the eye hospital to see Peter in the Dispensary as I need new glasses (two pairs) so in true MSE fashion I took a pair of frames that I had probably only worn for 3 months before my prescription changed (the frames I am wearing I recycled too) and discovered that if I paid to have ultra thin lenses then they would cost me £85 but if I had standard ones then they would be free so I asked what the difference was between standard & ultra thin - only 3mm so what is the point. I haven't had them as transitions either because I can sling a pair of clip ons on if I have to. I chose a rather funky pair of reading glasses and again they have cost me nowt because they and my normal glasses are covered by my vouchers:D
I did well in the health trainers too and have lost 5lbs in 3 weeks and I am seeing him again in 4 weeks and shall be keeping a food diary again.
Just off the phone to mum - she is worried that she is pushing me into buying the house and I said that I hadnt seen anything else and that I loved it more importantly it is somewhere where I will be happy and safe. She has spoken to her electrician about the fuse box and he has told mum to ask the agents for an electrical survey as one should have been done. It could be that I get the white goods which includes a tall fridge/freezer and the gas cooker - I have a whirlpool washing machine which is old but it works as mum is concerned by the Beko washing machine that is relatively new that is in situ.
I have a ball park figure of what gas & electricity will cost me and I will be ditching Virgin and switching to freeview so that is money saved that can be diverted to other things. I shall get the house insurance via Topcashback - if I go to MoreThan they will throw in contents insurance as well. Mum found out that the house sale is a probate sale and the house has been on the market for a while (beginning of December). There are some aids in the bathroom that belong to the council so they should be returned and they will make the bath good. Mum was slightly worried that the house is an ex council house but her electrician said that when it was a council house then the council will have lavished money on it so there is nothing to worry about. My garden will back onto someone else's garden so no rights of way to worry about.0 -
So, erm, I have been a plonker today...
I woke up late, so in a rush I took the car to work...
And you all know what I did when I finished work don't you - yup - I got the bus home. What a wally
Stil, if that's made someone smile then it's worth itHehe! What a pr@t!
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I've done that TMIF - and I caught the tube home from a MEMORY SEMINAR!!!! Mind you next day I was rushed to hospital with tonsilitis (wondered why I felt a bit woolly)
DS2 has rallied - he has had a banana, some toast and a bowl of rice and yoghurt (Indian equivalent of chicken soup). 12 hours ago he was floppy on the sofa - now he is chasing the cat and I am ready to flop into my clean bed (well everything has had to be washed today)
Hopefully tonight will be several hours of unbroken sleep all around.
MGFINALLY AND OFFICIALLY DEBT FREESmall Emergency Fund £500 / £500
Pay off all Debts £10,000 / £10,000
Grown Up Emergency Fund £6000 / £6000 :j
Pension Provision £6688/£23760 -
That made me smile MG
I feel a bit lurgified too - so we'll blame that shall we!
I want to bake a cake, let's go and see what i can find..>!!! x0 -
Lara:
I'm doing my first quilt also - yes making mistakes but loving it and it's my on going /in between project. What I've learnt so far is take your time, measure and more measure and press at every step. Good luck.
Oh cool Robsmum! Maybe we can swap pictures laterYou have given me good advice. I am a bit impatient so hope to learn that through the quilting process.
TMIF - :rotfl: you definitely need the evening off. Hope you have a lovely rest and piece of cake.
MG - Glad the boys have rallied.
After my stats marathon yesterday I arrived at volunteering for.... more stats!
Few bits to do this evening before time off - but the good news is all day off tomorrow.:A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%0
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